Home Insurance in Miami : Questions & Answers

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Alex Bolanos, Real Estate Pro in Miami, FL
Alex Bolanos answered:
How do you find out if a house has insurance without having to deal with the owner?
If you are trying to get an idea of the insurance cost of owning the home just call an insurance company and tell them you're in the process of buying in that area and they should be ab ... more
0 votes Share Flag Fri Aug 9, 2013 Home Insurance in Miami
Yanoska Diaz, Real Estate Pro in Miami, FL
Yanoska Diaz answered:
I am 6 months behind my payments for the house and I have insurance claim. Will the bank give me the money if I try to modify my loan?
Why don't you call your insurance agent or a public adjuster, you will get the right answer from them.
0 votes Share Flag Tue Jul 9, 2013 Home Insurance in Miami
Oliver von G…, Real Estate Pro in Coral Gables, FL
Oliver von Gundlach answered:
Any tips on homeowner insurance renewal to avoid a premium increase.?
The issue in Miami are hurricanes. Many homes are required to have windstorm insurance to qualify for financing. New regulations are eliminating some of the previews allowable discounts ... more
3 votes Share Flag Mon Jul 8, 2013 Home Insurance in Miami
Yolande Citro, Real Estate Pro in Miami Beach, FL
Yolande Citro answered:
sole proprietorship or LLCs to cover liability problems?
Miguel Angel,

You can create an LLC and put your 3 (or more properties) under it - Consult your lawyer. As regards Policy coverage. consult with a professional. Remember : always.con ... more
0 votes Share Flag Mon Oct 24, 2011 Home Insurance in 33162
Paul Gruenth…, Real Estate Pro in Jacksonville Beach, FL
Paul Gruenther answered:
After a 4 point inspection on home I am buying, insurance company gave me a quote. Is this the same thing as an approval for policy?
Tatiana,
Ask your insurance agent if they did the underwriting. The Insurance company needs to underwrite you and the home before accepting your payment and issuing the policy. They ma ... more
1 vote Share Flag Fri Jan 7, 2011 Home Insurance in Miami
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