Ron, our hands are tied by legislation on this kind of deal - they've capped the amount a lender can charge by % of the loan amount instead of a dollar figure. I'd have to write a check to close that loan. :(
Best bet is a credit union or local community bank. They'll have an internal loan officer on a salary who won't care about the loan amount.
Sorry to be blunt but that's why you see lenders shying away from anything under $100k. We're not allowed to charge the $ necessary to make the loan economically feasible.... more