Financing in Los Angeles : Questions & Answers

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hesterfinanc…, Real Estate Pro in Wilmington, NC
hesterfinancial answered:
95% LTV Jumbo loan needed with 5% down. -excellent credit, high income!
jumbo95.com has very good information for borrowers needing a low down payment jumbo loan in the following states: CT, DE, IL, IN, KY, MA, MD, ME, MI, NC, NH, NJ, NY, OH, PA, RI, SC, T ... more
0 votes Share Flag Thu Jan 22, 2015 Financing in Los Angeles
Jamie Tian, Real Estate Pro in Los Angeles, CA
Jamie Tian answered:
Need loan for investment property 3 unit - limited cash out refi to combine 1st and second 70% LTV
Hi Le,

Please email me at JamieTian@RodeoRe.com or give me a call/text at (310) 717-1321 and I would be happy to recommend a great mortgage broker to help you with your situation!

... more
0 votes Share Flag Tue Jan 20, 2015 Financing in Los Angeles
Sheryl Arndt, Real Estate Pro in California
Sheryl Arndt answered:
Cancellation of refinance question
Hello Violagirl777, you can cancel but you may be responsible for the appraisal. You can shop rates and terms with a few lenders and decide. It will be determined by your credit profile ... more
0 votes Share Flag Mon Jan 19, 2015 Financing in Los Angeles
Jeff Hensel, Real Estate Pro in San Diego, CA
Jeff Hensel answered:
Hard Money Lender for trustee sales
If you need another hard money loan in the future contact North Coast Financial. http://www.northcoastfinancialinc.com/ They have been doing hard money loans in San Diego/Southern Calif ... more
1 vote Share Flag Sun Jan 11, 2015 Financing in 90025
Bryan Horn, Real Estate Pro in 92101
Bryan Horn answered:
Unacceptable Property: Guesthouse to Main house ratio
Did you get that in writing? It does sound a bit sketchy... what is the loan amount and equity position?
0 votes Share Flag Fri Dec 26, 2014 Financing in Los Angeles
Brad Korb, Real Estate Pro in Burbank, CA
Brad Korb answered:
Recently attained mortgage. Did I do ok?
Hi Palmer !

It sounds like you got a good loan ,

Happy holidays !
0 votes Share Flag Tue Dec 9, 2014 Financing in Los Angeles
Corey Chambe…, Real Estate Pro in Los Angeles, CA
Corey Chambers answered:
How difficult is it to obtain financing for live/work lofts zoned LAC4? I'm thinking about purchasing a short-sale in downtown LA.
Loft financing is often different from traditional condos and houses. Most lenders cannot succeed at lending on lofts at all, or not with the rate, fees and terms that they normally ch ... more
0 votes Share Flag Mon Dec 1, 2014 Financing in Los Angeles
Riccardo War…, Real Estate Pro in Downers Grove, IL
Riccardo Wardlow answered:
Will having a small side business and being 1099 hurt my chances at getting approved for a FHA loan?
Absolutely you can, as long as you have 2 years then it can be averged out and you may qualify... Keep in mind you will have to qalify on what you made after all expenses...you net adju ... more
0 votes Share Flag Thu Nov 13, 2014 Financing in Los Angeles
Bryan Horn, Real Estate Pro in 92101
Bryan Horn answered:
Where can I ger a high loan to value home erquity loan for a house in Reno NV 85% - 95% LTVV?
Home equity loans top out at 80% but sometimes you can get 85% at Wells Fargo but you must have 760 FICO score. contact me for details...
0 votes Share Flag Tue Nov 11, 2014 Financing in 90019
aplusapartme…, Other/Just Looking in Miami, FL
aplusapartmentloans answered:
Looking for a lender in California who will use my husbands itin number on a loan. He is 2nd on the loan and I have a ssn. We have an accepted offer?
if you still need help please call me 956 588 8698 or email aplusapartmentloans@gmail.com
for more information I know I can help you been doing loans for 23 years
0 votes Share Flag Tue Oct 28, 2014 Financing in 90016
Kieran M Jac…, Real Estate Pro in 90046
Kieran M Jackson answered:
I have a mortgage through Chase and interested in refinancing. Please advise or call 3104414266
Call Anthony Hooks, at the brand new Chase location at Larrabee and Sunset.
0 votes Share Flag Tue Oct 14, 2014 Financing in 90024
Richard Litt…, Real Estate Pro in Orange County, CA
Richard Littlefield answered:
Need a non-owner occupied home loan refi, no cash out at 80%
If you have not already taken care of that I can do that for you.
0 votes Share Flag Tue Sep 23, 2014 Financing in Los Angeles
Brad Korb, Real Estate Pro in Burbank, CA
Brad Korb answered:
Have a first loan of 32K at 7%, equity line of 57K at 4.25% adjustable, interest only. Equity line ends on 2/15, and converts to principal and
You never know what the interest rates will be in February,your first loan is high at 7%,you might want to combine & re-fi both your first & your equity line loan,good luck !
0 votes Share Flag Sat Sep 20, 2014 Financing in 90064
Steve Mandich, Real Estate Pro in Redondo Beach, CA
Steve Mandich answered:
I need a 90%-95% CLTV Cash Out Refi or HELOC
A HELOC from the bank where I work will go up to 89.99% combined LTV. No risk to apply. You will get the appraisal and see the value,and the loan amount. If your current 1st loan h ... more
0 votes Share Flag Thu Sep 18, 2014 Financing in Los Angeles
Jeff Smith, Home Buyer in Washington, PA
Jeff Smith answered:
Is anyone familiar with Fannie Mae's Homestyle loan program?
We do both the HomeStyle and the HomePath renovation loan at PrimeLending. The required downpayment is based on the occupancy type. Will the home be a primary residence, second home, o ... more
0 votes Share Flag Tue Sep 9, 2014 Financing in Los Angeles
Ruth & P…, Real Estate Pro in 95030
Ruth & Perry Mistry answered:
Is it worth refinancing an April'13 initiated 30 yrs fixed FHA loan @ 3.75% interest rate plus $610/- PMI/mo to a 4.3% conventional loan without
Of course, you are waiting for ...?

* a miracle...

* another free refinance..

* doom and gloom...and your equity goes to -10%, so you can pay for present refi costs?

* you c ... more
0 votes Share Flag Fri Aug 8, 2014 Financing in 90064
Gregorio Den…, Real Estate Pro in San Diego, CA
Gregorio Denny answered:
Loan Options for Renovation of Paid-off Home in Echo Park, Los Angeles?
A 203K only works if you plan to occupy after the renovation.
0 votes Share Flag Tue Jul 15, 2014 Financing in Los Angeles
Dorene Slavi…, Real Estate Pro in Culver City, CA
Dorene Slavitz answered:
What if you are a college student looking for a home?
It's fine If you are a young person as long as you can qualify for a loan. If you have a good work history and income and you have saved for the down payment, it's possible for you to o ... more
0 votes Share Flag Mon Jul 14, 2014 Financing in Los Angeles
Al Rodenburg, Other/Just Looking in Houston, TX
Al Rodenburg answered:
What are my chances of getting my fha loan approved? I plan on putting down 5.1% and upward of 10% if necessary.
Zero down conventional financing is available:
Structure: 5% gift + 95% mortgage; if you have good credit (720+ scores),
this would probably allow you to buy more house (higher purch ... more
0 votes Share Flag Sat Jul 12, 2014 Financing in Harbor City
Al Rodenburg, Other/Just Looking in Houston, TX
Al Rodenburg answered:
0 Down non-us resident mortgage
Closing one this week for a foreign national - with 20% down.
He's on an L-1 visa.
Would be happy to discuss what's available in your situation with you.
- Al Rodenburg, Sr. Mortgage ... more
0 votes Share Flag Sat Jul 12, 2014 Financing in Los Angeles
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