I've worked with many "Clients" that had a backruptcy. It's not always what you did in the past that hurts you, but what you are doing now (i.e. stable job history, debt to income ratio, paying on time on current debt etc.)
Also since 100% loans are nearly gone, you'll now will need to risk some of your own money - that's a cash down payment of 10-20% of the purchasing price.
If you would more information, please email me!... more