Credit Score in Las Vegas : Questions & Answers

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Robert Adams…, Real Estate Pro in Las Vegas, NV
Robert Adams Broker NV, RI, MA answered:
If you put down 30,000 down on a house with credit score of 620 what are your payments
It would depend on the purchase price, loan amount, loan terms, etc.

I recommend you speak with a reputable lender and have them run your scenario. From there they will be able to ad ... more
0 votes Share Flag Mon Jun 2, 2014 Credit Score in Las Vegas
Nathan Kessl…, Real Estate Pro in Las Vegas, NV
Nathan Kessler answered:
What credit score will allow you to obtain a home loan? My TransUnion score is low at 548 but my Experian is 629. Which score do they use?
Hello Rxgirl,
Your scenario is not uncommon in this economic climate, and we have loans to facilitate such a scenario. But getting a free City First pre-qualification is the best way ... more
0 votes Share Flag Mon Jun 2, 2014 Credit Score in 89183
Nathan Kessl…, Real Estate Pro in Las Vegas, NV
Nathan Kessler answered:
can i buy a home in vegas with 50.000 down a 610 score and 32 yrs at present job.
Most likely. But there is much more to obtaining financing than just the 3 C's (Credit, Collateral, Capacity) these days. This post is so old it made my screen dusty.

Check me out on ... more
0 votes Share Flag Thu Jan 30, 2014 Credit Score in Las Vegas
Nathan Kessl…, Real Estate Pro in Las Vegas, NV
Nathan Kessler answered:
I NEED SOMEONE THAT CAN FIX CREDIT I NEED SOMEONE IN LAS VGEAS DONT WANNA DO THE WEBSITE THING IF U KNOW SOMEONE GOOD AND GET THE JOB DONE PLZ EMAIL
I see this is an old post. But if you have not yet pulled the trigger on this, I have 2 reputable companies I can recommend. Call me if you are interested. Thank you.

Check me out on ... more
0 votes Share Flag Thu Jan 30, 2014 Credit Score in Las Vegas
Mitch H, Home Buyer in Livingston, TN
Mitch H answered:
Where can I find a home to rent that doesn't require great credit?
As most have stated, it would be best to stay of CL, If you do not want to deal with a bank or agent just yet, if you got FB leave a post asking if anyone in that area needs roomates or ... more
0 votes Share Flag Wed Jan 29, 2014 Credit Score in Las Vegas
Robert Adams…, Real Estate Pro in Las Vegas, NV
Robert Adams Broker NV, RI, MA answered:
I am a school teacher with Clark County School District in Las Vegas, have been here six years. My last years tax returns were 58,000, and we have
Can the Trulia Moderators "CLOSE" threads? I would think this would help everyone on the site. It would help to keep people on track with current conversations vs having people respond ... more
1 vote Share Flag Fri Jan 3, 2014 Credit Score in Las Vegas
Jeffrey L Sk…, Real Estate Pro in Las Vegas, NV
Jeffrey L Sklar answered:
Fixing Credit within 2 months to get home loan approval!! income and debt ratio?
This question was asked over 2 years ago...why do people keep answering it?
1 vote Share Flag Sun Dec 29, 2013 Credit Score in Las Vegas
DAVID COOPER…, Real Estate Pro in Las Vegas, NV
DAVID COOPER 1.888.616.6226 answered:
When renting an appartment, what is required for credit? Me and my girlfriend have no credit, and we know its just as bad as having bad credit?
The number one issue is do you have a job and steady income. What exactly is youir situation besides "no credit"?

David Cooper
0 votes Share Flag Sat Dec 28, 2013 Credit Score in Las Vegas
Jessica Bate…, Real Estate Pro in Los Angeles, CA
Jessica Bateman answered:
my credit score is 615, can I still be financed to purchase a home?
I work with a lot of people who have less than perfect credit. I tell all my clients that need a pre approval to visit The Lenders Network, I have seen loan approvals from them even wit ... more
0 votes Share Flag Sat Dec 28, 2013 Credit Score in Las Vegas
Randall Yates, Real Estate Pro in Dallas, TX
Randall Yates answered:
I have a FICO score of 617 and am a co-borrower applying for a mortgage in las vegas, nv. Is it possible that we could be approved?
Yes. There are a few lenders that will lend to borrowers with scores in the low 600s, even high 500s. I know of a few I can recommend. Email me or visit our website if you want to speak ... more
0 votes Share Flag Tue Aug 20, 2013 Credit Score in Las Vegas
David Drisco…, Real Estate Pro in Las Vegas, NV
David Driscoll answered:
Can I get approved for a FHL loan with credit scores of 580 and 650?
Yes you can, as long as you have had no derrogatory credit in the last 12 months, assuming no other issues in the last 2-3 years, ie bankruptcy, foreclosure.
0 votes Share Flag Thu May 5, 2011 Credit Score in 89117
Leo Vekslin, Real Estate Pro in Las Vegas, NV
Leo Vekslin answered:
I posted a new credit report, How the FICO scores work and the penalties our customers face. Does everybody have the same information?
Hi Gregory,

Please be more specific describing what you would like to know, and I'd be happy to help you and your clients. I have a mortgage license and many years of experienc ... more
0 votes Share Flag Thu Oct 7, 2010 Credit Score in Las Vegas
*, Real Estate Pro in Henderson, NV
* answered:
How's your spouses credit & assets affected by a short sale/foreclosure if she is not on the loan or
I believe Heather Pecks advice to consult with a lender professional or real estate lawyer. These days it seems if any credit funds are comingled, who's to stop them from trying to ... more
0 votes Share Flag Thu Oct 7, 2010 Credit Score in 89145
Ron Johnson-…, Real Estate Pro in Las Vegas, NV
Ron Johnson-(702) 595-9743 answered:
How do I find out what my credit score is?
Everything Jolie told you below is true. The credit bureaus will provide you with one copy of your credit report per year for free. The free credit report shows all your past and curr ... more
0 votes Share Flag Sun Sep 14, 2008 Credit Score in Las Vegas
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