Check with Home Loans For All. They have the ability to reach out to their network of lenders to determine which lenders can help with your situation. They also can assist in mortgage prep/credit restoration if you need it. It would be smart to get your credit in better shape before you try to buy a home.... more
Check with Home Loans For All. They have the ability to reach out to their network of lenders to determine which lenders can help with your situation. They also can assist in mortgage prep/credit restoration if you need it.... more
No. Sounds like you're wanting to do two separate things. First, in order to buy a second home, or investment property, you'll need at least 20-30% down. Furthermore, you cannot get a loan for over and above the value of the property and use that $$ to pay off credit card debt. If you have a lot of equity in your first home, you could refinance that, and take $$ out to pay off debt. OR use that money to buy a 2nd home. BUT...you'll still have to qualify for both mortgages. Call a local lender. They'll be able to work through some different options for you.... more
Here's the gods honest truth. There's A LOT of credit repair companies out there but there's only a small handful that are good. That are honest, legal and will get you results quickly. I'll include a link to one of them. They are also very affordable. Hope this helps.... more
Hi there, I'd be glad to help you out with this question but I'd need a little more information. First what city are you moving to and second how soon are you ready to start looking at homes? I'm actually licensed in NC but my company has a large network of realtors that we work with nationwide. I can pass your information along to a top agent in your area who will help you find what you need! If you're interested in this send me a message at the e-mail below.
Hi there, have you had any success with deciding your financing options? I agree you should talk to a financial advisor about such things. I'd be glad to put you in touch with a financial advisor if you do not have one. I can also help find a great realtor in your area also. If you'd like my help with a financial advisor or realtor, please do not hesitate to contact me at the email below.
Yes FHA financing is available up to 97% of the purchase price, and there are still state and federal down payment assistance programs available that can makeup the difference in the event you do not have it. In the event of the write-offs you have to provide letters of explanation for derogatory credit. They do not need to be overly detailed, but are necessary for FHA loans.
Give me a call directly if you would like to explore some options. I am an FHA approved broker which allows me to provide the products from a variety of lenders. I can help you get pre-approved for financing, and my brokerage is partnered with an in house real estate company.
North American Financial
(702) 686-4819... more
I also wanted to mention that if you are still looking for Pahrump one of the agents on my team lives in Pahrump and is very familiar with the area. If you are interested in working with him I can make the introduction as well.