Financing in Kings County : Questions & Answers

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Brian Sadigh…, Real Estate Pro in 11206
Brian Sadighpour answered:
lender is asking us to resign loan documents from 4 years ago. They said they don't have the originals to record the mortgage? What does this mean?
It basically means they didn't record the mortgage which is in your benefit. The deed must have been recorded by your attorney. do not give your loan documents to anyone... Means t ... more
0 votes Share Flag Wed Mar 25, 2015 Financing in 11236
Luke Constan…, Real Estate Pro in 11201
Luke Constantino answered:
I had a mod done over 6 years ago with BOA. They sent me the mod again to re sign because they cant file with the County. is this legal?
My friend/real estate lawyer can answer that, free of charge:

Joseph R. Sorrentino, Esq.
6317 Avenue N
Brooklyn, New York 11234
718-444-1970

If you need anything real estate ... more
0 votes Share Flag Wed Mar 25, 2015 Financing in 11236
Michelle Har…, Real Estate Pro in Tampa, FL
Michelle Harris answered:
What should you know about bad credit mortgage refinancing?
http://www.bad-credit-mortgage-lenders.com/ FHA mortgage refinancing benefits current Florida home owners that are seeking to FHA mortgage refinance a Florida mortgage. An FHA mortgage ... more
0 votes Share Flag Mon Mar 23, 2015 Financing in Prospect Heights
IzmCreditSer…, Real Estate Pro in 89117
IzmCreditServices answered:
With a 10/1 ARM, can you refinance before your time is up?
If you need help raising your credit scores to qualify for Loans, Credit Cards or Mortgages.
We can raise credit scores dramatically in only 3-4 weeks so to help you qualify

For Ove ... more
0 votes Share Flag Tue Mar 3, 2015 Financing in Brooklyn
Peter Mancini, Real Estate Pro in Brooklyn, NY
Peter Mancini answered:
I PURCHASED MY CONDO ALMOST 2 YRS AGO IS THERE A TIME LIMIT I NEED TO WAIT IF I WANT TO REFINANCE?
normally It is 2 years but it you are going to save cash or years then jump in always ask your account/financial advisors first good luck
Peter Mancini
Madsionestates
0 votes Share Flag Sun Nov 2, 2014 Financing in Flatlands
Irishhess, Home Buyer in Beaver, PA
Irishhess answered:
can i get a mortgage with a 650 credit score?
Can I get a home loan with zero down with a credit score of 650
0 votes Share Flag Tue Aug 12, 2014 Financing in Brooklyn
Tony Garcia, Real Estate Pro in Charlotte, NC
Tony Garcia answered:
How long after opening new credit card can I apply for a mortgage loan? For years I had only one credit card but was told that it's not enough credit
What you are running into is a lender overlay. Fannie/Freddie don't have minimum tradeline requirements. The automated underwriting system will determine if your credit history is suf ... more
0 votes Share Flag Fri Aug 8, 2014 Financing in Brooklyn
Beverly Clar…, Home Buyer in Brooklyn, NY
Beverly Clark-speller asked:
What Federal or State funds are available to help first time home owners buy? I want to buy but need assistance with the down payment or a specific loan that doesn't require 20%
0 votes Share Flag Sat Jul 12, 2014 Financing in 11223
Maria Gonyo, Real Estate Pro in Merritt Island, FL
Maria Gonyo answered:
not closing for refinance
I have a perfect Lender for you to turn to:

ERic Jones
Branch Manager
Office: 3032194547
Cell: 646) 580-4839
Fax: 315-701-9198
E-MaIl: morethanlending@gmail.com
Web Site ... more
0 votes Share Flag Sat Apr 19, 2014 Financing in Brooklyn
Owen Dublin, Real Estate Pro in 19104
Owen Dublin answered:
Buying a multifam investment property in emerging brooklyn (greenpoint, bushwich, gowanus); 4 units, $1.2-$3 mm. Need suggestions for lenders/terms
Hi Cheesus171,

After you have been approved by a lender or if still looking for a lender, feel free to contact me directly for an inventory of available 4 unit properties.

Regards ... more
0 votes Share Flag Wed Apr 9, 2014 Financing in Brooklyn
Frank Spauld…, Real Estate Pro in Brooklyn, NY
Frank Spaulding-Bey answered:
How to find Real Estate tax records (property taxes records) ?
NYC Dept of Finance. If you provide me with the address to your property I can give you that answer right now.
0 votes Share Flag Wed Feb 12, 2014 Financing in 11235
Anna Brocco, Real Estate Pro in Nassau County, NY
Anna Brocco answered:
Can I get a house with a 650 credit that isn't my first house?
Most lenders prefer a 640 credit score, therefore yes; however keep in mind that there are other factors involved in determining mortgage qualification, therefore for a personalized ans ... more
1 vote Share Flag Sat Feb 8, 2014 Financing in Brooklyn
Sanjeev Ahuja, Real Estate Pro in Floral Park, NY
Sanjeev Ahuja answered:
Do you know which lenders have 203K loans in Brooklyn, New York?
I have lenders that will do 203K loans, in fact I am in the middle of a 203k loan right now. My contact information is given below if you like to discuss.
Thanks

Sanjeev Ahuja, NMLS ... more
0 votes Share Flag Sat Feb 1, 2014 Financing in Brooklyn
Michael Feli…, Real Estate Pro in Brooklyn, NY
Michael Feliciano answered:
What can I do about a disgruntled landlord who threatens to use the info he has on me (SSN, bank info) to screw me over?
Contact the NYC Public Advocate's office and report the abuse.
0 votes Share Flag Thu Dec 19, 2013 Financing in 11215
Paul F.Marzo…, Real Estate Pro in Hackensack, NJ
Paul F.Marzolla (201) 957-6768 answered:
Refinancing Co-ops in NYC: Some lenders do it but a TON of them do not. Which banks do?
Michael,

You're correct, many lenders don't offer Co-op financing, however, I work with a few lenders who specialize in NYC Co-op financing which is good news. The parameters are rat ... more
0 votes Share Flag Mon Nov 11, 2013 Financing in 11201
unkhkhih, Real Estate Pro in New York, NY
unkhkhih answered:
We are applying for refinance got what we think is a bogus appraisal - is there anything we can do?
I’m an agent working for ReMax NYC Midtown and I’m always doing my research on property and stay in touch with the best professionals. If you simply need advice please ema ... more
0 votes Share Flag Thu Nov 7, 2013 Financing in 11201
unkhkhih, Real Estate Pro in New York, NY
unkhkhih answered:
I'm looking to refinance my condo at 70Washington in Brooklyn. How can I determine if the bldg. is eligble. for FHA refi.
I’m an agent working for ReMax NYC Midtown and I’m always doing my research on property and stay in touch with the best professionals. If you simply need advice please ema ... more
0 votes Share Flag Thu Nov 7, 2013 Financing in 11201
Madeline Pad…, Real Estate Pro in Brooklyn, NY
Madeline Padovano answered:
The company I work for went out of business a few weeks before closing, I already have another job, still get the loan?
Hi Daisy
Definitely yes - tell your lender - tell your attorney - get all the extensions you need if any - they will
require 2 pay periods. just went through this with my last closin ... more
0 votes Share Flag Mon Sep 9, 2013 Financing in 11208
Pat and Steve…, Real Estate Pro in Westlake, OH
Pat and Steve Pribisko answered:
What happen if spouse loses job before closing date?
Your lender may do a last minute credit check, employment check, etc. before it gives a "clear to close." Many do. Rather than risk a last minute issue, you should talk with your loan ... more
0 votes Share Flag Mon Sep 9, 2013 Financing in 11208
Luke Constan…, Real Estate Pro in 11201
Luke Constantino answered:
how to finance a commercial building short term to turn into a residential one?R zoning in place...
Hello Felicitas,

This is a question I can only answer by knowing all the information involed. Feel free to call my direct line anytime: 212.300.3919

Luke Constantino
Realtor
Co ... more
0 votes Share Flag Wed Jul 31, 2013 Financing in 11231
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