Financing in Kensington & Parkville : Questions & Answers

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Malekfinanci…, Home Buyer in Miami, FL
Malekfinancials asked:
We offer financial help. Are you interested? Do you need a loan? have you been looking for how to get access to a private lender? If yes, Here is the opportunity to get a cheap loan. We offer loan at low rate of 3% and we are contacted…
0 votes Share Flag Sat Aug 1, 2015 Financing in Kensington & Parkville
Claudia Will…, Real Estate Pro in New York, NY
Claudia Williams answered:
How can I find an excellent mortgage broker? (Like now:)
Ira,

As far as mortgage brokers go, one of the best is First Merchants,Inc. in Park Slope.
0 votes Share Flag Sat Jan 19, 2013 Financing in Kensington & Parkville
Mitchell Fel…, Real Estate Pro in Brooklyn, NY
Mitchell Feldman answered:
If a unit in a coop is occupied by an adult child of the owner does a bank consider that unit owner occupied in deciding to make loans on another unit
Dear Andy:

It could still be considered owner occupied, more importantly is if a bank would consider it your primary residence. If the bank considers the property to be your primary ... more
0 votes Share Flag Tue Oct 2, 2012 Financing in Kensington & Parkville
Trevor Curran, Real Estate Pro in Great Neck, NY
Trevor Curran answered:
How do I find the best deal on a mortgage?
Dear Halley,

I'd love to sit down and chat with you to complete a thorough Prequalification. I'm a Local Mortgage Banker and I've been helping Home Buyers for 22+years here in the N ... more
0 votes Share Flag Tue Jun 19, 2012 Financing in Kensington & Parkville
Annette Levi…, Other/Just Looking in New York, NY
Annette Levinson answered:
Is the interest on a mortgage deductable if it is a rental property?
Your accountant will do a Schedule E in which you deduct mortgage interest from the rent you receive besides other things. You need to speak to your accountant.
0 votes Share Flag Mon Feb 13, 2012 Financing in Kensington & Parkville
Joseph Hasti…, Real Estate Pro in Bayside, NY
Joseph Hastings answered:
Is it true that 50% of a coop's maintenance is tax deductible? What about Condo maintenance fees?
Hi Ira. The short answer is no, it is not true. The percentage will vary from building to building. Check this before you sign any contract.

Condo common charges (you referred to as ... more
0 votes Share Flag Sat Mar 6, 2010 Financing in Kensington & Parkville
David Rogoff…,  in Brooklyn, NY
David Rogoff and Bonnie Chernin answered:
I've heard that the 1st time buyer tax rebate is reduced for incomes over $120,000 (but under 200). How is that reduction calculated?
Hi Ira,

We agree with all the preceding responses. Experience tells us that whenever with all home purchases there are nuances in the tax law and you should engage a qualified acco ... more
0 votes Share Flag Wed Mar 3, 2010 Financing in Kensington & Parkville
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