Home Buying in Huntington : Questions & Answers

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citynight08, Home Buyer in New York, NY
citynight08 asked:
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0 votes Share Flag Fri Oct 17, 2014 Home Buying in 25704
Monica Manca…, Real Estate Pro in 60502
Monica Mancano, REALTORĀ® answered:
Explanation of/need for a "buyer's agent?"
I would recommend that you go online and research agents you are interested in.
1 vote Share Flag Fri Jun 6, 2014 Home Buying in 25701
marjorienhri…, Home Buyer in New York, NY
marjorienhrichards42124 asked:
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0 votes Share Flag Wed May 7, 2014 Home Buying in 25704
geraldingram…, Home Buyer in New York, NY
geraldingram96 asked:
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0 votes Share Flag Tue Apr 15, 2014 Home Buying in 25703
Harold Lear, Real Estate Pro in San Diego, CA
Harold Lear answered:
I need to improve my credit score from 517. I need to get a (small) loan that reports on time payments to the credit bureau.
Hello Charlena
We offer a Credit Restoration Program, the process takes 14 days to 60 Days. When were done we will have removed all derogatory items. If you had nothing good on your cr ... more
0 votes Share Flag Wed Jan 29, 2014 Home Buying in Huntington
Necia Freeman, Real Estate Pro in Huntington, WV
Necia Freeman answered:
Would it help my credit score if I took my credit card and paid off small debt and then paid off the credit card on time every month? Would this work?
You have been asking a lot of questions about what is best to raise your credit. I suggest you get in touch with a lender who can also direct you to a credit professional to steer you i ... more
1 vote Share Flag Thu Jan 23, 2014 Home Buying in Huntington
Jean-leon Ma…, Real Estate Pro in Camelback East, Phoe...
Jean-leon Magnotto answered:
As I am paying off my debt on my credit report is there away I can build my credit back up?
Talk to a lender, sometimes credit is counter-intuitive, and paying down to zero may not help. Good luck !
0 votes Share Flag Wed Jan 22, 2014 Home Buying in Huntington
Necia Freeman, Real Estate Pro in Huntington, WV
Necia Freeman answered:
Who are the best mortgage lenders/ brokers that handle FHA loans in the Huntington/Barboursville area?
Hal Carico, Victorian Finance 304-412-3186, he is with a Mortgage Company
Becky Ross BB&T 304-522-8281, she is with a national bank
First Sentry 304-733-4188 that is a local bank

T ... more
0 votes Share Flag Wed Jan 22, 2014 Home Buying in Huntington
Charlena Dem…, Renter in Huntington, WV
Charlena Dempsey answered:
Can I get a loan for buy a home if my credit score is very poor?
My score is 517. I have payment plans in affect to pay off the debt on my credit report.
0 votes Share Flag Wed Jan 22, 2014 Home Buying in Huntington
John Short, Real Estate Pro in Huntington, WV
John Short answered:
Can seller pay for closing costs if I'm using a USDA loan?
Another idea is to use the West Virginia Housing Down Payment Assistance Program in conjunction with a RD Loan. We are a Lending Partner with WV Housing. So if the Seller is not willin ... more
1 vote Share Flag Wed Oct 16, 2013 Home Buying in 25701
John Short, Real Estate Pro in Huntington, WV
John Short answered:
Is there a site where USDA homes for sale for the Huntington, WV area? We having huge problems finding a USDA home in our area. NEED HELP!!!!
Once you go to the eligibility site please contact me for a pre-qualification letter to buy the house!
0 votes Share Flag Wed Oct 16, 2013 Home Buying in 25705
Ann_globenet…, Real Estate Pro in Westminster, CA
Ann_globenetrealty answered:
Can we buy a house with VA loan and combine with current VA mortgage. 2nd house in different state.
You may use any remaining entitlement to purchase another home with a VA Loan. You may also have your entitlement restored if the previous loan is paid off and you still own the home. R ... more
0 votes Share Flag Thu Oct 3, 2013 Home Buying in Huntington
Donna Elder, Real Estate Pro in Lexington, KY
Donna Elder answered:
Is it possible to buy a home when most of your income is from Social Security Disability?
Yes, you can buy a house based on your social security disability. It counts as income, SInce it is none taxable income it adjusted up for qualifying for a mortgage. The same rules a ... more
0 votes Share Flag Wed Apr 3, 2013 Home Buying in Huntington
Joseph Roraff, Real Estate Pro in Onalaska, WI
Joseph Roraff answered:
How do you get help with closing costs?
Ask the seller to pay.
Click the link below to see all the closing costs that may be associated with buying a home...
0 votes Share Flag Wed Feb 20, 2013 Home Buying in Huntington
Brittany Ven…, Home Seller in Huntington, WV
Brittany Venci answered:
Who are good lenders to use in Huntington, WV for first time home buyers?
I went through Huntington Bank with my loan and refinancing and they did a wonderful job!
0 votes Share Flag Wed Feb 20, 2013 Home Buying in Huntington
Craig Zappin, Real Estate Pro in 25705
Craig Zappin answered:
Are there any good loans for first time home buyers with a credit score just under 600? Who should I speak with?
What type of downpayment do you plan on?
1 vote Share Flag Fri Feb 1, 2013 Home Buying in Huntington
Ed Cordle, Real Estate Pro in Barboursville, WV
Ed Cordle answered:
Average down pay plus closing for buyer w/ excellent credit score for a house listed for about $250,000.
Down payment will vary depending on the type of financing you use. USDA can be as little as zero down. FHA is typically 3.5%. Conventional can be anything from 3 to 20% down. Closin ... more
0 votes Share Flag Tue Dec 11, 2012 Home Buying in Huntington
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