Financing in Houston : Questions & Answers

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Roberta Stor…, Real Estate Pro in 77057
Roberta Storey answered:
On a house selling for $385,000, how much should the seller pay towards closing costs on a VA loan?
Hello John:

The Closing costs can be negotiable.

Kind regards,

Roberta Storey
0 votes Share Flag Wed May 28, 2014 Financing in 77059
John Broussa…, Real Estate Pro in Houston, TX
John Broussard asked:
Financing for Borrowers with Foreclosures, Short Sales and BK's Newbridege Home Loans / Lending Programs





All programs based on 1 - 4 unit Owner Occupied!!
80% LTV 2yr out of Foreclosure & BK - No Reserves
Short Sale 1 day out to 75% -…
0 votes Share Flag Mon May 19, 2014 Financing in Houston
Barbara A. K…, Real Estate Pro in Houston, TX
Barbara A. Kelley answered:
Are there any mortgage brokers who are willing to come to a home buyer seminar and speak about available programs in Houston, TX?
Absolutely! My preferred lenders do this all the time for both home buyers and Realtors in the Houston area. Let me know if I can be of assistance.
Best wishes,
Barb Kelley, SRES, C ... more
1 vote Share Flag Sun May 4, 2014 Financing in Houston
Linda Fisher, Real Estate Pro in Kingwood, TX
Linda Fisher answered:
Concerning firt time home buyer grants and down payment assistance.
Your lender should be able to answer any questions you have regarding down payment, assistance,

How many you cab except,are use toward the purchase of your home


Good Luck and Go ... more
0 votes Share Flag Thu Mar 13, 2014 Financing in 77071
Jennifer Bar…, Real Estate Pro in Houston, TX
Jennifer Barbera answered:
Somebody from Texas asked about "mix-use" real estate financing.
A good way to secure a mixed use property and still get residential mortgage rates is with an FHA 203K loan. Mixed use is allowable under this program. I am happy to help, see my prof ... more
0 votes Share Flag Fri Jan 24, 2014 Financing in 77006
Bart Gabe, Real Estate Pro in California
Bart Gabe answered:
Is it possible for a foreign buyer (Ireland) to obtain finance from a US lender?
We offer FOREIGN NATIONAL loans nationwide. The down payment is 30-35% depending on your situation.

Let's discuss your loan scenario in more detail. Contact me at 800 315 8803. My na ... more
0 votes Share Flag Wed Jan 22, 2014 Financing in Houston
Linda Fisher, Real Estate Pro in Kingwood, TX
Linda Fisher answered:
I am relocating back to Texas after 9 months in New Zealand approximately April 2014. How can I appy for a mortgage without US pay stubs?
I am Real Estate agent with Keller Williams We have in house lender

All you need to do is give me a call or E-Mail and I will put u in touch with lender and you will be good to go ... more
0 votes Share Flag Tue Jan 14, 2014 Financing in Houston
Persis Behra…, Real Estate Pro in Houston, TX
Persis Behramsha answered:
Foreign National Investor Financing in Texas
Hi Dean,

I can give you a couple of names you can contact. Please email me at persis.realtor@gmail.com and I will send you the names.

Not 100% sure if they can work with exactly ... more
0 votes Share Flag Mon Jan 13, 2014 Financing in Houston
John Juarez, Real Estate Pro in Fremont, CA
John Juarez answered:
Im a investor Looking for hardmoney lender short term and longterm lending with low rates for multiple properties
Did you go to a seminar that suggested this as a strategy to get rich in real estate?
0 votes Share Flag Fri Jan 10, 2014 Financing in Houston
Lestine Lakes, Real Estate Pro in Houston, TX
Lestine Lakes answered:
I like to buy a house that is at Been Vis, Houston,TX 77068, $52,643. What should I do?
I was unable to locate the property with the address given. However, I am an Independent Realtor and I have been in the business more than 12 years and I would be willing to work with ... more
0 votes Share Flag Sat Nov 9, 2013 Financing in 77068
Stephanie Gr…, Real Estate Pro in Houston, TX
Stephanie Grant answered:
Are there any mortgage lenders that will finance a condo (conventional) for under 50K?
Unfortunately, that might be very difficult to find, and it will certainly require that the buyer meet certain low income stipulations.
0 votes Share Flag Wed Oct 30, 2013 Financing in 77063
John Juarez, Real Estate Pro in Fremont, CA
John Juarez answered:
sold a home to buyers with a VA loan, is it standard for the seller to pay the commission to the buyers agent
If your home was listing with a licensed agent you need to read your listing agreement. If your house was so listed, I cannot fathom that you would not have been made to understand that ... more
0 votes Share Flag Sun Oct 20, 2013 Financing in 77059
Richard- El…, Real Estate Pro in Atlanta, GA
Richard- El Bey answered:
Mortgage for investment properties in Texas? (foreign nationals) Looking to build longterm relationship with Bank and willing to transfer 100k
Foreign National Loans

Borrowers using TIN Okay
Borrowers with NO CREDIT SCORE
Borrowers with NO SSN
Foreign Nationals {Expatriate}- NO PASSPORT {Must have valid work visa or 30% ... more
1 vote Share Flag Mon Oct 14, 2013 Financing in Houston
Richard- El…, Real Estate Pro in Atlanta, GA
Richard- El Bey answered:
I'm looking for a mortgage co. that lends to foreign nationals in Houston, Texas. Anyone out there?
Foreign National Loans

Borrowers using TIN Okay
Borrowers with NO CREDIT SCORE
Borrowers with NO SSN
Foreign Nationals {Expatriate}- NO PASSPORT {Must have valid work visa or 30% ... more
0 votes Share Flag Mon Oct 14, 2013 Financing in Houston
Irina Karan, Real Estate Pro in 33131
Irina Karan answered:
What are the general thoughts on taking out a loan to make a 20% down payment?
You can buy with PMI and later refi to get rid of PMI once you are below 80% (which would be off of a conservative and easily justifiable by similar comps appraisal value). In other wor ... more
0 votes Share Flag Sat Sep 28, 2013 Financing in 77007
Mark Mcnitt,…, Real Estate Pro in Cypress, TX
Mark Mcnitt, ABR answered:
If I am planning to put 5% down on a $350K home, should I consider LPMI (lendor-paid mortgage insurance)?
There is another option! A 2nd mortgage. Slightly higher rate on that 2nd, small loan. However, you apply that amount to the first mortgage for your total "down payment" eliminating ... more
0 votes Share Flag Thu Sep 26, 2013 Financing in Houston
Kathleentrul…, Both Buyer and Seller in United Neighborhood of...
Kathleentrulia answered:
Can an agent help their client negotiate with a mortgage lender?
Hello Trulia Houston

You need to discus with a reliable reverse mortgage .I have a reverse mortgage which name is reverse mortgage lenders direct. You can get any answer from their b ... more
2 votes Share Flag Fri Sep 20, 2013 Financing in Houston
Sherry Lucas, Real Estate Pro in Houston, TX
Sherry Lucas answered:
Is there any loan institution that will finance a lot located in Houston, Texas?
Call me or email me your phone number and I will be happy to help.
Sherry
0 votes Share Flag Tue Sep 17, 2013 Financing in Houston
Arnold Richie, Real Estate Pro in Houston, TX
Arnold Richie answered:
What would be the monthly rate if i would put down 10%?
Hello Lucian,

PLEASE let someone help you! Talk to a mortgage company first. Don't be worried, it won't cost you anything to talk and get some good answers and you will not be commit ... more
0 votes Share Flag Tue Aug 27, 2013 Financing in Houston
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