Holly Springs : Questions & Answers

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Josh Barnett, Real Estate Pro in Oklahoma City, OK
Josh Barnett answered:
how can a person on social security disability apply for a home?
Sure they can, get with your lender and discuss with them.
0 votes Share Flag Thu Sep 18, 2014 Home Buying in 27540
Dan Tabit, Real Estate Pro in Sammamish, WA
Dan Tabit answered:
Buying a home..
Kitin,
Any offer on a home should contain a period of time to address concerns like you had, a due diligence period. The amount of time can be negotiated, but should be enough for th ... more
1 vote Share Flag Fri Sep 12, 2014 Home Buying in Holly Springs
Nevin Willia…, Just Looking in
Nevin Williams, Sierra Pacific Mortgage answered:
I am 52, on SSDI and raising a 12 year old solo. Are there HUD or other government programs that will help me to buy a home?
Hello Jackjameswheels,

I'm a licensed loan officer in Raleigh North Carolina. I would recommend that you speak with the North Carolina Housing Finance Agency http://www.nchfa.com Ph ... more
0 votes Share Flag Tue Aug 26, 2014 Home Buying in 27540
Nevin Willia…, Just Looking in
Nevin Williams, Sierra Pacific Mortgage answered:
Can you get a new mortgage if you are collecting social security?
Hello Ritajo125,
Social Security Income (SSI) is considered stable income if it will be received for a minimum of three years. If you are in a lower income bracket and do not pay taxe ... more
0 votes Share Flag Tue Aug 26, 2014 Home Buying in 27540
Angel Garcia, Real Estate Pro in 27513
Angel Garcia answered:
Buyer's agent with buyer rebate?
Congratulations on your efforts and determination to pursue the savings our company is proud to provide. Agents are continuously facing a variety of added operational expenses not inclu ... more
0 votes Share Flag Mon Aug 25, 2014 Home Buying in Holly Springs
Aaron and Ch…, Real Estate Pro in Eau Claire, WI
Aaron and Cheree Tiry answered:
looking for long term rental for 3 people prefer closer but not near coast
Have you checked out the "rent" section at the top of Trulia? There may be something in there. Otherwise you could also check Craigslist.com to see what they have for posted for renta ... more
0 votes Share Flag Mon Aug 18, 2014 Rental Basics in 27540
Mary Ann Wil…, Real Estate Pro in 27540
Mary Ann Wilson answered:
Foreclosure help
I am so sorry to hear about your situation. I would recommend you contact a real estate attorney, I would begin with the one who did your closing. I would check to see if you have title ... more
0 votes Share Flag Tue Jun 10, 2014 Foreclosure in Holly Springs
carmen.litak…, Renter in Holly Springs, NC
carmen.litaker asked:
Iam look for reant to own I am on setion8 i would like some help i have been looking for dais.
0 votes Share Flag Tue May 20, 2014 For Rent in Holly Springs
lilcourt311, Renter in Huntersville, NC
lilcourt311 asked:
What is in the area for kids to do? i have a 12,5 and 2 year old This question was asked from http://www.trulia.com/rental/3152521988-1005-Starkland-Way-Holly-Springs-NC-27540?ecampaign=con_day_rentalpropertycomp_bk&eurl=www.trulia.com%2Frental%2F315…
0 votes Share Flag Sun May 18, 2014 Market Conditions in Oak Hall
Pam Kastl, Real Estate Pro in Apex, NC
Pam Kastl answered:
Looking for Mls suite with kitchen
The previous post that indicated it is difficult to find these homes due to the inconsistent way they are marketed is correct. Doing a quick search for homes with "inlaw suite with sepa ... more
0 votes Share Flag Thu Mar 20, 2014 Home Buying in Holly Springs
Krista Abshu…, Real Estate Pro in 27540
Krista Abshure answered:
Can a registered sex offender that spent time in prison be allowed to purchase a home that is on ssi payments, yes the tax payers money ?
I do not believe criminal history affects loan eligibility.
0 votes Share Flag Sun Mar 2, 2014 Home Buying in 27540
brittneydhar…, Other/Just Looking in Cary, NC
brittneydhardison answered:
I really want to buy a house I've wanted to do this when my children were small.I have grandchildren now,and I'm still living in the same apartment my
There are numerous programs out there that do allow SSI income. At River Community Bank, N.A. we have programs available for first time homebuyers as well. Please feel free to call me a ... more
0 votes Share Flag Mon Feb 10, 2014 Home Buying in 27540
Krista Abshu…, Real Estate Pro in 27540
Krista Abshure answered:
I would like to purchase a home. I'm on ssi, how can I get a loan?
I would encourage you to speak directly to a lender. I have been told in the past that it should not make a difference if your income is from SSI or a full time job. I do believe the ... more
0 votes Share Flag Wed Feb 5, 2014 Home Buying in 27540
Devin Giovac…, Real Estate Pro in Holly Springs, NC
Devin Giovacchini answered:
We are currently living in Norfolk VA and planning to RENT in the raliegh area Feb time frame. Husband is a recent Marine Corp retiree.
Mr and Mrs Jackson,

If you have not resolved your relocation concerns, I may be able to help. I am a retired Chief, living here in Holly Springs, just outside Raleigh. My family and ... more
0 votes Share Flag Sat Jan 18, 2014 Rentals in Holly Springs
Al Garcia, Home Seller in Raleigh, NC
Al Garcia answered:
Why are you waiting to list your home after the Holidays?
I remember when I was selling homes in Chicago/Indiana and no one wanted to go out in sub zero weather but living in the Raleigh Triangle, I believe it is much different. Especially si ... more
0 votes Share Flag Thu Dec 5, 2013 Home Selling in 27540
Mary Kay Cla…, Real Estate Pro in Clayton, NC
Mary Kay Clapp answered:
Is there an agent in the Raleigh area that actively markets houses?
I would love to be able to sit down with you and go over what we do to market our homes. MLS, Zillow, Trulia and many many other sites. Plus your home would have it's own website! We be ... more
0 votes Share Flag Thu Oct 24, 2013 Home Selling in 27540
Krista Abshu…, Real Estate Pro in 27540
Krista Abshure answered:
I just posted a question....but I also wanted to ask ..if im on SSD and have good credit..couldn't I use my boyfriends income also to help buy a home?
Absolutely, but they will also have to consider his credit score and debt to income level as well.

Best of luck!
1 vote Share Flag Thu Aug 15, 2013 Home Buying in 27540
Krista Abshu…, Real Estate Pro in 27540
Krista Abshure answered:
ok...so with my disability income and good credit can I also use my husband to be's income as well to purchase a home?
I would recommend speaking to a lender, however in most cases this should be fine. There are often times when unmarried or engaged couples purchase homes together.

IF you would like ... more
0 votes Share Flag Thu Aug 15, 2013 Home Buying in 27540
Jerry Boman, Real Estate Pro in Cary, NC
Jerry Boman answered:
Im on SSD and have been told I have good credit but because of my income I cant buy a home....is this true?
Lenders are concerned about your debt to income ratio. If your income comes from several sources , lenders want confirmation that these are permanent and can sustain your monthly mortga ... more
0 votes Share Flag Fri Jul 26, 2013 Home Buying in 27540
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