If you own it outright, you get the money. It's usually wired to your account. Suitcases of money should be discouraged.
If you owe money on the home, they need to be paid off first and the remaining balance will go where you instruct it to go.... more
You will at a minimum need a lead based paint disclosure, natural hazards disclosure, water heater and smoke detector form, seller questionaire, and transfer disclosure statement. There are many other potential disclosures that may be needed from the seller. Many other documents may be needed as you go through the escrow process depending on the residential purchase agreement contract that you negotiated. It is best to consult a real estate professional to help you through this process since there is significant potential liability if you do not do it correctly.... more
WOW? So you're in your 50's I guess. As you know, this is a very complex situation? What about the children that your Mother had with the ex who's name is on the deed? You do need legal guidance because I would say that your step bothers or sisters are entitled to some sort of compensation, unless you're not considering their interests and I can honestly say that I think that would be a huge mistake, if they were to find out what you were doing if they don't already know. After all, it was there Father along with your Mother that purchased the property that they were born in. Best of luck.... more
Yes, that profession is called staging a home. And you're right, it does help to sell a home. If a potential buyer can visualize how his/her own furniture might fit into a room, that makes the home much more attractive. Good luck to you!... more
Understanding you probably have a few choice words for your mortgage banker and can't get a loan with an open dispute, my only suggestion is to postpone the close of escrow. According to what I've read on the Equifax website, disputes can take 30 to 45 days to be resolved (if done online). If I were you, I'd do a quick calculation of days past and days to come equaling at least 50, and ask the seller to extend until that time. I would also ask your mortgage banker if there are any other loan products that would allow a closing in two weeks under the present circumstances. That's all I got. Best of luck to you!... more
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OK Ill be more specific.. Im buying a new home an upgrade from my original home Ive lived here for 9 years.. now the new morgage co doesnt seem to care and they are writing me up as a primary residance as I indend to homestead there and sell my current home,.. but what happens if I dont sell my current home and end up having to rent it for awhile.. and now my bank finds out I am not homesteaded there.. will they be piss*d ..what if anything can they do.. they cant touch my loan can they? cant force me to modify it to an investor loan can they? what if I refuse.. do they just have to accept it as long as I am making my payments.. What if I never homestead at the new home I am purchasing and keep my homestead here.. but put renters in it.. and live in the new un homesteaded house.. just trying to find out ramifications of all.. intent is to upgrade and sell this one.. but.. what if i cant.. sell.. and forced to keep awhile then what.. both loans stay the same.. can I get into any trouble..the current morgage company knows I have a primary residance and they are giving me a primary loan based that I will homestad there thanks... more