If you would like to get into the foreclosuyre cleaning business the 1 thing that most banks will ask for is insurance. Depending on state laws where you live, you may or may not have to register as a business. You should have business cards, have a loist of what services you can provide and what the costs of them will be.
I would start in your local area by visiting the listing agents who specialize in bank owned homes, offer free estimates, same day service for them and offer prices just below market value. if you get the jobs do a good job and you will get repeat business.
i have a whole blog with tips on what to do and what not to do.
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This happens all the time with husbands and wives. One has credit and the other is a MESS. Therefore we have only one apply for the loan. The house is in the name of Mary Jones. (now we all know that Dick Jones can get his share of the house so lets say dick and Jane are not married and he is Dick Smith.) a few weeks or couple of months later they (at a title company if I have my way) add Dick Smith to the Title or Deed. Dick does not owe on the house but he has survivors rights.
Ask the Title company, For this you may want to close at a Real Estate Atty's office. I would leave the unrelated person out of it but it is up to y'all.