Lots of great answers here, so I will not be redundant. I would add that I am aware of a couple of lenders that will loan for co-op purchases. There is a terrific co-op on Olympic that has been sitting for awhile, (probably because many buyers are reluctant to purchase a co-op) that I believe to be a terrific value.
Call me if you need help.
Coldwell Banker Bain
I am sure there are other options out there. If you don't know one, call a local realtor and ask to be referred.
Realtors work with lenders all the time and we know which ones we are comfortable working with and which ones we tend to avoid. I work extensively with Residential Home Funding here in New Jersey and have found them to be excellent. If there is a local branch in your area I recommend them highly. If not (or for that matter if you just want to 'shop around' a little for the best deal) ask a realtor. There's no fee for the service and if you do find a lender, the realtor will be happy to help you find a home as well!... more
Queen Anne has some great areas, as does neighboring Magnolia. But to find the right fit for you, there are some things that your agent will need to know.
1. What's your price range?
2. What kind of house do you want?
3. What amenities does your house and neighborhood need?
4. Where will you be working?
5. How many cars do you have?
6. What makes you comfortable in a home/neighborhood?
7. Have you checked out schoolmatters.org?
8. Will you be driving to work or taking the bus?
There are some really great schools scattered throughout the area, so getting a bit more info about your lifestyle would go far toward helping you decide where to look.... more
I'm a Queen Anne Native and Resident and have lived here since I was born in 1968. My family has been on Queen Anne since the 50's. I went to North Queen Anne Elementary (now an alternative daycare), McClure Middle School (Jr. High when I went). I'm assuming you are referring to the EAST side of Aurora Ave N/HWY 99? If you are, this area is mostly comprised of apartments and condos with a few houses. There are a few new restaurants on Dexter Ave N which is the major arterial cutting through the middle not to mention Westlake Ave N. Lyon's grocery is one of the longest running businesses on Dexter. I sold Pasta Freska on Westlake Ave N to the current owner so tell Mike I sent you (I've sold most of the restaurants on Queen Anne too, but my bread and butter is selling residential real estate).
You want to be on top of the hill. FYI-the area south of Mercer St is not Lower Queen Anne (like some people call it) it's called Uptown. Technically Lower Queen Anne would circle the whole perimeter. If you're not on the hill you're not on Queen Anne Hill. Frankly, some Queen Anne residents don't consider anything east of Aurora Ave N/HWY 99 or anything south of Mercer St, Queen Anne hill either. The "boundaries" have been stretched out due to Real Estate Agents and Developers trying to create an image for marketing purposes.
You did not mention the age of your children? If you're going to let them ride a bike in this area (EAST QA) I'd say NO due to all the traffic from the aforementioned arterials. Also there are no parks and playgrounds WITHIN WALKING distance for children. If you love your children, you want to stay west of Aurora Ave N/HWY 99.... more