Home Buying in Dallas : Questions & Answers

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Kenneth Bebe…, Real Estate Pro in Dallas, TX
Kenneth Bebensee answered:
Options for a five year mortgage loan of <$50,000 for student with a fellowship?
It's unlikely you will find a affordable option for such a low amount. Sad but true.
0 votes Share Flag Sun Mar 2, 2014 Home Buying in Dallas
Tom Shiao, Real Estate Pro in Dallas, TX
Tom Shiao answered:
How do I delete a rental that has been rented?
i can't find where to find my active listing either! very annoying!
0 votes Share Flag Sun Mar 2, 2014 Home Buying in Dallas
Anne M. Damr…, Real Estate Pro in Dallas, TX
Anne M. Damron answered:
Currently reside in NJ, interested in relocating, how hard is it to find a nursing job in Dallas?
A friend of mine got multiple offers for nursing jobs when they moved to Dallas recently from Chicago after the graduated. There is a myriad of hospitals and clinics in the DFW metrople ... more
0 votes Share Flag Thu Feb 27, 2014 Home Buying in Dallas
T.E. Sumner, Real Estate Pro in Rockwall, TX
T.E. Sumner answered:
Negotiating when the FHA appraisal came in low?
You have a couple of options:

Change to a conventional loan. There are lenders offering 97% LTV (higher than FHA) and that lender will get their own appraisal for you. It could be ... more
0 votes Share Flag Tue Feb 25, 2014 Home Buying in Dallas
Blake Harris…, Real Estate Pro in Dallas, TX
Blake Harrison answered:
Conventional or FHA, or other for a 1st time buyer? What 2 do....?
The cost of the FHA loan can be higher where the mortgage insurance funding fees are concerned. Just compare both Good Faith Estimates, side by side, for both a Conv and FHA loan.
0 votes Share Flag Mon Feb 24, 2014 Home Buying in Dallas
Kristin Gerst, Real Estate Pro in Dallas, TX
Kristin Gerst answered:
Looking for a Hard Money Lender in DFW area, that's not expensive.
Bay Mountain Capital has a couple of options for hard money. We lend for both acquisition and rehab. We have a "No Credit Check" option that is 13% and 4 points for 10 months and also ... more
0 votes Share Flag Wed Feb 12, 2014 Home Buying in Dallas
Susie Kay, Real Estate Pro in Frisco, TX
Susie Kay answered:
How much is the down payment for the house on 1481 Mission Hills Ln Dallas, TX 75217?
It depends on the loan, I would suggest that you talk to a lender.

Let me know if you need a name or two lenders who can help you.

Susie Kay, Realtor®
GRI, CHMS, SFR
Residentia ... more
0 votes Share Flag Fri Feb 7, 2014 Home Buying in Piedmont Addition
Susie Kay, Real Estate Pro in Frisco, TX
Susie Kay answered:
What are great neighborhood recommendations with a 30 minute or less commute from Addison?
There are lots. You can look at North Dallas/Far North Dallas, South Plano, Richardson, Coppell, North Irving, Carrollton, Addison etc. Do you have to commute during rush hour? If so yo ... more
0 votes Share Flag Fri Feb 7, 2014 Home Buying in Dallas
Kenneth Bebe…, Real Estate Pro in Dallas, TX
Kenneth Bebensee answered:
house buit in 1900 2 story 2bed 1 bath.area 1900 sq feet.how much to remodel whole thing?
Remodeling is all subjective and depends on what you want and don't want. Contact any contractor for bids.
www.tcrdallas.com
0 votes Share Flag Wed Feb 5, 2014 Home Buying in 75214
Elva Hernand…, Real Estate Pro in Dallas, TX
Elva Hernandez Flores answered:
My husband and I need someone bi-lingual to help us buy a house. We want to buy it cash somewhere in zip codes 75217 or 75227.
Hola Gloria,

Mi nombre es Elva Hernandez Flores con mucho gusto te puedo asistir en la adquisicion de tu nueva casa si gustas llamarme al 214-622-8193 con gusto the assisto.
0 votes Share Flag Thu Jan 30, 2014 Home Buying in 75217
Bruce Lynn, Real Estate Pro in Coppell, TX
Bruce Lynn answered:
I'm about to purchase a home using a TMP79 down payment assistance program 5% plus a gift of 1.5% from a agent refund and mortgage credit certificate
I want to be brutally honest with you and say this sounds like a disaster to me.....with the new mortgage rules I don't think most loan officers would sign off on this, nor would most u ... more
0 votes Share Flag Wed Jan 29, 2014 Home Buying in Dallas
Susie Kay, Real Estate Pro in Frisco, TX
Susie Kay answered:
I have submitted an offer on a short sale Seller's realtor demands my bank statements on top of my lender's approval letter. Why? Legal?
Did you talk this over with your agent? What did she/he say? Did you talk to your lender?

Your lender's pre-approval letter should suffice; however, the bank can ask for more proof. ... more
0 votes Share Flag Wed Jan 29, 2014 Home Buying in 75206
Susie Kay, Real Estate Pro in Frisco, TX
Susie Kay answered:
for aquick deed a home in tx do i filed out a quick deed form and get it notarize with some witnesses do i need another form besides that one
I would suggest that you contact a real estate attorney.


Susie Kay, Realtor®
GRI, CHMS, SFR
Residential/Commercial/Investment
English-Indonesian-Hokkien
-------------------- ... more
0 votes Share Flag Wed Jan 29, 2014 Home Buying in Dallas
The Fitzgera…, Real Estate Pro in 75024
The Fitzgerald - Miller Team answered:
Appraisal Fee in advance??
Tracy,

The rules are truly established by each financial institution. The buyer is responsible for the cost of the appraisal, which is determined by the Financial institution.

I ... more
0 votes Share Flag Wed Jan 29, 2014 Home Buying in Dallas
Susie Kay, Real Estate Pro in Frisco, TX
Susie Kay answered:
How good is the school district in 75206?
I would suggest that you narrow down on a specific school instead of a school district. Then take your time to meet and talk to the school's principal. You may also check http://www.gre ... more
0 votes Share Flag Tue Jan 28, 2014 Home Buying in 75206
Don Groff, Real Estate Pro in Cedar Park, TX
Don Groff answered:
Are there any Texas mortgage lenders for a credit score applicant of 614, self employed (currently working abroad) with 10% down payment ready?
You may be able to do something. It is important to know your three scores because lenders in most cases use the middle score. So if your other scores are lower the score used may be ... more
0 votes Share Flag Fri Jan 24, 2014 Home Buying in Dallas
Don Groff, Real Estate Pro in Cedar Park, TX
Don Groff answered:
Does the age matters on getting a home loan ? iam 58 yrs old
Age is not a factor in obtaining a mortgage loan. You can be 95 years old and apply for a 30 year mortgage. As long as you can qualify as far as your income, credit and debt ratio you ... more
0 votes Share Flag Wed Jan 22, 2014 Home Buying in Dallas
Torang | AAT…, Real Estate Pro in 75063
Torang | AATRealty answered:
My brother and I are first time buyers and we are looking to buy a condo or town home in zip code 75206 we need to find a good and honest realtor
Just visit my web site at http://www.aatrealty.com/ you will be surprised!

I will give you 2% of the sold price at the closing if you buy your home thru me.

Please do not hesita ... more
0 votes Share Flag Tue Jan 21, 2014 Home Buying in Dallas
ajwatson2004, Home Buyer in 80538
ajwatson2004 answered:
Why is my lender needing direct access to my bank account?
In relation to this question, why would the seller's realtor or bank request copies of my bank statements? My lender has all required information and has approved my loan. Am I legall ... more
0 votes Share Flag Sun Jan 19, 2014 Home Buying in 75206
John Lyng, Real Estate Pro in Dallas, TX
John Lyng answered:
Does anyone have any experience with LGI Homes? I'm really ready to be a homeowner.
Bianca,

With any builder I would advise that you get an approval from a lender of your own choosing, and use your real Estate Agent as well. many builders have relationships with le ... more
0 votes Share Flag Fri Jan 17, 2014 Home Buying in Dallas
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