Home Buying in Dallas : Questions & Answers

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E Danette Jo…, Real Estate Pro in 76063
E Danette Jones answered:
I sold my home this year by short sale and I've been told that I can not get financing for 3 years. Is this true?
Hi There!

Congrats on sticking with the Short Sale! Smart decision! Contact a lender to discuss options for getting back into a home!
0 votes Share Flag Fri Jan 2, 2015 Home Buying in 75217
Troy Washing…, Home Buyer in New York, NY
Troy Washington answered:
Once you have submitted an home loan application, what is a time line for pre-approval?
im lookingfor a lender thatwill work for me and wife .my credit
0 votes Share Flag Sun Dec 21, 2014 Home Buying in Dallas
Bruce Lynn, Real Estate Pro in Coppell, TX
Bruce Lynn answered:
I am a 1099 employee of an anesthesia group. Started in Feb 2014 after finishing 2 years of graduate school in Dec 2013. Looking to make a purchase in
There are some lenders who have what are called "professional" loans that might work for you.
Feel free to contact me and I'll point you in the right direction.
0 votes Share Flag Sun Dec 21, 2014 Home Buying in Dallas
Bruce Lynn, Real Estate Pro in Coppell, TX
Bruce Lynn answered:
Is there a way to find out the current address of someone based on their previous home address?
Sometimes websites like Spokeo and Whitepages can help.
There are other online resources as well.
0 votes Share Flag Sun Dec 21, 2014 Home Buying in 75216
Bruce Lynn, Real Estate Pro in Coppell, TX
Bruce Lynn answered:
Refinancing when spouse is out of station
Even if she is not on the loan she will probably need to sign the deed. Typically she can do this at an American Embassy, occasionally at a consulate. You can also arrange to get a PO ... more
0 votes Share Flag Sun Dec 21, 2014 Home Buying in Dallas
Bruce Lynn, Real Estate Pro in Coppell, TX
Bruce Lynn answered:
Can a broker not make a home available, if it listed as a standard sale and the office/website tell us that it is available?
If it is going to auction, there could be a reason they are no longer attempting a regular sale. There are always more to the story on these types of properties.
Also these are often ... more
0 votes Share Flag Sun Dec 21, 2014 Home Buying in 75216
Bruce Lynn, Real Estate Pro in Coppell, TX
Bruce Lynn answered:
are their any garage apt. or mother-in-law suites for rent in a safe area near uptown?
Rarely do we see these in uptown. #1 there are not so many single family homes there. The ones there are don't have so many garage type apartments.
You're more likely to find those i ... more
0 votes Share Flag Sun Dec 21, 2014 Home Buying in Dallas
Bruce Lynn, Real Estate Pro in Coppell, TX
Bruce Lynn answered:
Anyway to Qualify for a higher mortgage?
I'd talk to a great lender who can give you some tips based on your total financial situation. Potentially if you are working online you could go to full time W2 job for a while. Mayb ... more
0 votes Share Flag Sun Dec 21, 2014 Home Buying in Dallas
Bruce Lynn, Real Estate Pro in Coppell, TX
Bruce Lynn answered:
My new home builder decided to drop the price of new homes by 10K, can I negotiate to get the same reduction on my home?
Doesn't hurt to try. Things change. Is it exactly same house, same upgrades, etc. Appraisal might be tough on yours if they're trying to sell others for lower prices.
Do you have a ... more
0 votes Share Flag Sun Dec 21, 2014 Home Buying in Dallas
Bruce Lynn, Real Estate Pro in Coppell, TX
Bruce Lynn answered:
What is the 75227 zip code like? Is it safe and kid-friendly?
Safe is always a relative word. DO you know anyone in the area? Any family? You can always drive the neighborhood, talk to people who you see outside, talk to people you see in sho ... more
0 votes Share Flag Sun Dec 21, 2014 Home Buying in 75227
Bruce Lynn, Real Estate Pro in Coppell, TX
Bruce Lynn answered:
is it possible to find an oak cliff home with low crime and good elementary school (or public charter) for less than $380?
You can....prices can vary greatly due to the age and conditions of the homes. Everyone from outside the area seems to believe there is a lot of crime, but the people I know who live ... more
0 votes Share Flag Sun Dec 21, 2014 Home Buying in Oak Cliff
Michael Brow…, Real Estate Pro in Frisco, TX
Michael Brownstead answered:
Negotiating when the FHA appraisal came in low?
If they are paying your closings costs, which is not the norm in a seller's market, they may not be able to budge either! It is still a seller's market!
0 votes Share Flag Thu Nov 27, 2014 Home Buying in Dallas
Diane Briggs, Real Estate Pro in Dallas, TX
Diane Briggs answered:
What down payment programs can I qualify for. First time home buyer. Good credit score checked credit score site in the upper 600's. Lo
Hi Elisa!
There are a number of programs out there that can help with down payments and closing costs, although they each have their own criteria to meet, in order to qualify. I have ... more
0 votes Share Flag Sun Nov 23, 2014 Home Buying in Dallas
Erica Texada…, Real Estate Pro in 76065
Erica Texada 214.680.4566 answered:
Looking to finance a residential lot in Midlothian, TX.
I'm a agent in Midlothian, who works closely with builders in the area. My office is right off of Main and 14th. I have a list of lenders that can assist you with financing on a lot, ... more
0 votes Share Flag Thu Nov 20, 2014 Home Buying in Dallas
Susie Kay, Real Estate Pro in Frisco, TX
Susie Kay answered:
Why won't my saved search retain my work address for commute time?
You can try searching through my website, www.dfwdreamhomes.net, as it has the most updated information on homes available on the market.

Susie Kay
Realtor & Certified Stager
Unit ... more
0 votes Share Flag Thu Nov 20, 2014 Home Buying in Dallas
Myersjulie31, Home Buyer in Blakeslee, PA
Myersjulie31 answered:
if there is a slab leak, is that a lender required repair prior to closing?
I think that it will mostly depend on your lender, but it would probably be a good idea to get it repaired. It's never good to have a slab leak, so if you want your home to be in good s ... more
0 votes Share Flag Wed Nov 19, 2014 Home Buying in 75252
Phillip Madi…, Real Estate Pro in The Colony, TX
Phillip Madison answered:
Hi is it possible for me to purchase a home or should I wait it out, please advise
Tina,

I work with many great lenders in the area that would be able to take a look at your situation and give you a better understanding. If you would like any contact information, ... more
0 votes Share Flag Wed Nov 12, 2014 Home Buying in Dallas
Alex Travis…, Real Estate Pro in Dallas, TX
Alex Travis ABR CRS Realtor answered:
Agents, I have an Uptown townhome buyer looking for a 2-3 bedroom newer construction home up to $400,000. Any coming soons?
I can put you in a "Hot Sheet" on MLS which will email you every day with a townhouse with your criteria.
0 votes Share Flag Wed Nov 5, 2014 Home Buying in Dallas
Vino Alonzo, Real Estate Pro in San Antonio, TX
Vino Alonzo answered:
My credit score is 623. i have a bankruptcy...2yrs 6mo old/discharged. im a veteran. 60% i receive $1047 xtra a month in disability. help me, please
You should speak with a reputable, knowledgeable lender.

It's very possible to obtain financing in your situation.

I look forward to hearing from you.

Vino Alonzo, Loan Office ... more
0 votes Share Flag Tue Oct 28, 2014 Home Buying in Dallas
Amy S Arey, Real Estate Pro in McKinney, TX
Amy S Arey answered:
Are there any good recommendations for investor friendly realtors? I'm a new wholesaler and looking for a great realtor to do business with.
Are you selling or buying (or both)? Send me a list of your non-mls properties, please! :) I have a handful of clients "flipping" properties right now!! :) Most of my rehabbers are i ... more
0 votes Share Flag Thu Oct 16, 2014 Home Buying in Dallas
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