When you talk to the Realtor(R), make sure you ask him/her about this very issue. Commissions are, by nature, negotiable. Getting your home sold for the right price and promptly is much more valuable than the amount you will be asked to shoulder for commissions.... more
We have a 1900 sqft home, our electric averages $115 month (could be lower if my kids would turn off lights and television behind them), water is about $50 a month, Gas about $30 a month. But I agree with Dan Tabit as it really depends on your family's energy use habits, age of home, insulation, etc.... more
Hi Kendra! We have great resources in Kalispell for first time homebuyers. FVCC offers this HUD Approved First Time Home Buyer Education Course
(Community Action Partnership of Northwest Montana)
Here is the info: Instructor: Claudine Johnson
A great program for new and experienced home buyers.
This is the right place to get facts, gain knowledge, and
become empowered to take charge of the home buying
process. Find out the advantages and disadvantages of
homeownership. Discuss credit, types of loans, budgeting
and the steps to apply for a mortgage. Learn about ID
theft and how to protect you and your family. Find out
about basic lending programs that may best fit you, and
how to interview the professional youâ€™re hiring to navigate
you safely through this process. Presented in partnership
with NeighborWorksÂ® Montana, U.S. Department of
Housing and Urban Development, and Montana Board
of Housing. This class is required for Mutual Self-Help
Housing, USDA Rural Development, Glacier Affordable
Housing Foundation, Northwest Montana Community
Land Trust, Inc., Habitat for Humanity, and Whitefish
Housing Authority. The fee listed is per household. Note:
Saturday classes are one day only; the November class
meets two Monday evenings - location to be announced.
A) Saturday Sep 24 9 a.m.-5 p.m. $30
B) Saturday Oct 22 9 a.m.-5 p.m. $30
C) Mondays Nov 7 & Nov 14 5-9 p.m. $30
FIN 1011A, B, C AT Bldg Rm 202... more
I hope things have started to look up for you. In my past experience foreclosure homes do no get rented out. Foreclosed on homes are owned by the bank and they just want to sell it and avoid dealing with long term tenants, property maintenance, etc.
I don't know your situation, but interest rates for mortgages are low and sometimes your mortgage can be less than rent! If buying isn't right for you, you can always consider sharing a property with someone and having a roommate or I have also seen people in the area that house-sit for homeowners for extended periods of time (months or years.)
If you ever decide buying a home would be the best option for you, please feel free to call, email or text me.
Trails West Real Estate
call the court house, there is a schedule and bidding is held right out in front of the doors. There is a business just beyond the courthouse that advertises lists of bank owned properties, maybe they could help.... more