Yes lenders are able to go down to a 580 credit score for FHA loans. They are not always easy to find but we have a few that we work with I can refer you to. Please email or go to our website if you need any help.... more
I can give you several names of lenders that I work with if you need to talk with someone else. There are so many variables that they have to look at these days, it can be a process. With the interest rates going up slightly it could change your payment from the last time you checked. Let me know if you have any other questions. Thanks, Pat Groves, Schuler Bauer Real Estate firstname.lastname@example.org... more
As you have read, there is no reason, based on what you have shared.
Now, be aware, there are other issues that have a bearing on the outcome that have not been revealed.. You may find it beneficial to chat with a professional who specializes in finding solutions. If you are needing to buy a home, chat with a real estate professional. They have a team of folks who have specific resources to whom they can direct you for financing with minimal costs, low down payment, jumbo, etc......and have a history of SUCCESS.
Promises won't get you into a house. Those with a proven history of success will. That is the value of a professional.
Best of success to you,
Annette Lawrence, Broker/Associate
Reamx Realtec Group
Palm Harbor, FL