Home Buying in Chicago : Questions & Answers

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Pama Hair, Home Buyer in Orland Park, IL
Pama Hair asked:
the house is in flossmoor
0 votes Share Flag Thu Apr 9, 2015 Home Buying in 60649
Pama Hair, Home Buyer in Orland Park, IL
Pama Hair asked:
By the end of month I will have a settlements from U.S govt my lawyer said the govt can be slow in sending a check it ...I've seen a house that like with a federal judge signature, my lawyer's, U.S Dept of justice ,DHS and my signature, can I use the signed agreement amount as a contingency on the house .I was injured…
0 votes Share Flag Thu Apr 9, 2015 Home Buying in 60649
Bill Burress, Real Estate Pro in 45069
Bill Burress answered:
At what point during the buying process does the seller take the house off the market?
Typically a home is taken off the market after the purchase offer is accepted however some listing brokers won't process a pending or under contract status until the inspections are ord ... more
0 votes Share Flag Wed Apr 8, 2015 Home Buying in Chicago
Foodie, Other/Just Looking in Chicago, IL
Foodie answered:
i am lookin for this number to the office i think it is called nhs for 743 n. central ave
Is it Neighborhood Housing Services?
I have another address but here is what I called for a mortgage.
773-329-401 - Perhaps they have another office?
www.nhschicago.org
0 votes Share Flag Wed Apr 8, 2015 Home Buying in Austin
Joey Chiappe…, Real Estate Pro in Chicago, IL
Joey Chiappetta answered:
At what point does an association have to provide 22.1 Disclosure?
The 22.1 happens during attorney review. This should have been provided to the buyer during the first 5-10 business days after they had a fully-executed contract to purchase the unit.
... more
0 votes Share Flag Tue Apr 7, 2015 Home Buying in Chicago
Cathryn Brow…, Real Estate Pro in Chicago, IL
Cathryn Browne answered:
Home loans using ITIN number in Chicago/suburbs area?
Actually, I had this scenario come up with some clients of mine from Germany. It is possible. You may have a higher interest rate and larger down-payment requirement, but a loan is pos ... more
0 votes Share Flag Mon Apr 6, 2015 Home Buying in Chicago
Newman-Mitri…, Real Estate Pro in Near North Side, Chi...
Newman-Mitrick RE Group answered:
I'm in the market to purchase a home. My credit is good but my income is not what is use to be. I am a W-2 employee but I do work contracts with as W2
I would definitely speak to a lender to see what you can qualify for with regards to a loan. Check out this site below. One of the lenders that I recommend for my clients cam up with ... more
0 votes Share Flag Mon Apr 6, 2015 Home Buying in Chicago
Bob Brandt R…, Real Estate Pro in Schaumburg, IL
Bob Brandt Re/Max 847-274-3193 answered:
Can my husband, who is not on my FHA mortgage, purchase income property with an FHA if I cosign? He has never purchased a home before.
FHA mortgages are not for buying income property. It is to live in. Someday later you can rent it out.
A lender may some better ideas for you.
0 votes Share Flag Sat Apr 4, 2015 Home Buying in 60622
Mike Opyd, Real Estate Pro in Near North Side, Chi...
Mike Opyd answered:
How do you see the Real Estate Market doing in 2015 compared to 2014 as a Realtor?
Its a strong market so far. The lack of inventory is still an issue. With the govt keeping the rates low for most of the year it should continue to be hot for a while. The end of the ye ... more
0 votes Share Flag Fri Apr 3, 2015 Home Buying in Chicago
Kay  Mastand…, Real Estate Pro in 60647
Kay Mastandrea answered:
What is the best way to scope out or learn about a neighborhood?
You should take a walk through the neighborhood and get a sense of the community. Stop at a local coffee shop, walk through a park and have a meal at a local restaurant. You can google ... more
0 votes Share Flag Sun Mar 29, 2015 Home Buying in Lakeview
Christina Fe…, Real Estate Pro in 60048
Christina Feeney answered:
Poor credit, 3000 deposit available, no proof of income but doing very well self employed. Can i still get a chance to purchase?EM
Hey Anthony,
Have you thought about lease to own options?
Contact me to discuss your options further.
0 votes Share Flag Sun Mar 29, 2015 Home Buying in 60632
Moses Richar…, Real Estate Pro in Orland Park, IL
Moses Richardson answered:
How do I start the process of buying a fixer-upper with a 203k home improvement loan in the Chicago North Side area?
We can help. At Carrington Real Estate Services our mortgage now offers that type of loan.
0 votes Share Flag Sat Mar 28, 2015 Home Buying in 60614
Scott Godzyk, Real Estate Pro in 03109
Scott Godzyk answered:
What's the difference between "broker" and "agent" and which is the best to go with when buying/selling a home?
A broker has usually gone through additional training, classes and licensing. You have to be an agent first, and in some states for 1-2 years before you can be a broker.
0 votes Share Flag Fri Mar 27, 2015 Home Buying in 60629
Wayne Barkus, Real Estate Pro in Downers Grove, IL
Wayne Barkus answered:
Lenders in chicagoland (porfolio or otherwise) for purchase, only 20 months after foreclosure.
We specialize in FHA back to work and Extenuating Circumstance programs that will get you into a home 12 months out of a foreclosure. I would be happy to explain your options. Feel fr ... more
0 votes Share Flag Wed Mar 25, 2015 Home Buying in Chicago
Matt Laricy, Real Estate Pro in Near North Side, Chi...
Matt Laricy answered:
203k loan confusion...HELP, am I on the right track?
You cant get a 203k loan for the same price of the unit you are buying.
0 votes Share Flag Tue Mar 24, 2015 Home Buying in Chicago
Matt Laricy, Real Estate Pro in Near North Side, Chi...
Matt Laricy answered:
How to buy a Fanny Mae homepath condo?
The best way to find out is to call a lender directly.
0 votes Share Flag Tue Mar 24, 2015 Home Buying in Chicago
Kimberly Kat…, Real Estate Pro in New Lenox, IL
Kimberly Katsenes answered:
Realtors do you feel single family homes will continue to go up in value in the next few years?
I practice Real Estate in the far S.W. Suburbs and the Buyers are out in full force. The demand is there however, like many states, we are experiencing very low inventory. Many of the S ... more
0 votes Share Flag Sun Mar 22, 2015 Home Buying in Bucktown
Ron Krauch, Real Estate Pro in 60463
Ron Krauch answered:
what percentage below asking price can you expect in the kingston, ny area. I am looking at a townhouse and asking price is 155,000.
An old question, but one still heard from buyers...

Asking price may well be spot-on. Then again, it may be way off. So, in either case, basing an offer solely on a percent discoun ... more
0 votes Share Flag Fri Mar 20, 2015 Home Buying in Bucktown
Mark Zatz, Real Estate Pro in 60102
Mark Zatz answered:
What is the average cost for high risk flood insurance in Hegewisch, illinois?
Unfortunately the best way is to due your due diligence and get quotes from multiple insurance brokers or companies on that.
they will all be in a range but have different quotes.
0 votes Share Flag Fri Mar 20, 2015 Home Buying in Hegewisch
Mark Zatz, Real Estate Pro in 60102
Mark Zatz answered:
How do I find mortgage lenders that are willing to work with those with poor credit?
I have been in the business 15 years and have been thru the cycles. I use Wells Fargo now.
Guy Petropoulos. 312.287.9866
0 votes Share Flag Fri Mar 20, 2015 Home Buying in Hegewisch
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