Google/Bing for the top selling brokers in your area, ask your building manager for top selling brokers in your building, READ the broker postcards in your mailbox to learn who REALLY sells the units in your building vs just displaying what sold.... more
I would rent it until prices come back to where you can sell it. Get a current rent and sale price analysis from a local Roger's Park Realtor. Discuss what a short sale would do to you and for you with your attorney.... more
Anyone that gives you advice without viewing the property should be disregarded. I would be happy to view the property and discuss renting/management of the property going forward.
The most common and most coverage throughout the city is AT&T. RCN and Comcast have extensive coverage as well. But they are still governed by deregulation boundaries that are still imposed on them. When cable and internet services were deregulated it was not a true and complete deregulation. AT& T still owns many of the major arteries. Which service is best? That depends on each individuals experience and if all providers can service a particular address.... more
The first thing you need to do is contact a professional that can assist you with the searching process. This will save you a LOT of time and headache searching for properties. They will be able to let you know what is available in your price range and in those areas.... more
Talk to a commercial lender, I can refer you to one. I'm not sure of the minimum fico requirement but I'm sure he can steer you in the right direction. Let him know that I referred you.
Here is his info:
Marcus & Millichap
Market Place Mortgage
Lombard, IL 60148
Phone: (630) 217-7013
It's really a whole package consideration when an offer comes in. As a buyer, you would be financially better off with 20% down, no mortgage insurance and a stronger equity position. However this may limit the options available to you in your next home. If you find a home that you love, plan to be in for at least 3-5 years or more and can afford with conventional financing, you may be better off in the long run.
Now, to confuse things a bit you do have other options. Conventional financing with 5% or more down exists in many markets and the Mortgage Insurance is less expensive than FHA and will go away when you have enough equity.
Discuss your full situation with your lender. They have all your facts, will better know your market and your goals. Our answers here are subject to our limited understanding of your situation. Best of luck.... more
There are three credit bureaus that report credit history. They are:
I would figure out which one you "have", and contact the other two to see why there is no information on your husband. It could possibly be that they have wrong information on file, or have him under a different name or SSN. This would be a reason why the bank can't find any information on him via the other two agencies.... more
As of last year we ALL are called Brokers, per rule changes. Before a Broker had, in theory, more background/education/experience than agents, but that was not really true which is why they changed it. They are basicly the same. Find one that has been in business longer than shorter and preferably been in business before all the 'bubble' BS that started in 2002ish.... more