Financing in Charlottesville : Questions & Answers

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Jeremy Vogan, Real Estate Pro in Staunton, VA
Jeremy Vogan answered:
How does Rent-To-Own work and how do you find homes that are available as such? Thank you!
My company has many rent to own properties. Call me at 540 487 0480 to discuss!
Jeremy Vogan
Countryside HomeCrafters, LC
0 votes Share Flag Wed Jul 16, 2014 Financing in Charlottesville
Ray Stevens, Real Estate Pro in Naples, FL
Ray Stevens answered:
I am looking into a USDA loan and I was wondering if they need to include my wife's credit in the application. She does not have any income.

To get started with me, simply call me and that will start the process.

Look forward to speaking with you.
0 votes Share Flag Fri Nov 8, 2013 Financing in 22901
James Deskins, Real Estate Pro in 43082
James Deskins answered:
I have recently filed Bankruptcy (Chapter 13, less than 1yr) is it possible for me to get financing via the Fannie Mae's Homepath financing
No, it's not. I know others say probably not but the answer is "no." (I know this question is old but I'm sure somebody else will have the same question eventually)
0 votes Share Flag Wed Aug 15, 2012 Financing in Charlottesville
James Deskins, Real Estate Pro in 43082
James Deskins answered:
We submitted our pre-approval application around July 12 and still nothing. Should it take this long?
>>If there is no contract there is usually no preapproval.

Really? Not where I come from. Pre-approval comes before anybody sees a home.
0 votes Share Flag Wed Aug 15, 2012 Financing in Charlottesville
Brent Mendel…, Real Estate Pro in Bethesda, MD
Brent Mendelson answered:
What is the income ceiling for USDA loans? Do your 401K have any bearing? What do you debt to income ratio have to be?
I ran thru the scenario you had for 60k yearly of income and for USDA it said that you should be eligible. I pasted the text below. It's not a final answer by a long shot but looks prom ... more
0 votes Share Flag Wed Mar 28, 2012 Financing in Charlottesville
ValorieLynn, Real Estate Pro in Charlottesville, VA
ValorieLynn answered:
I submitted a loan application with a lender, but have not been exactly thrilled with my service. What are?
You can cancel the application. Most of the time lenders don't take application fees because they have to keep them in a different escrow account. If you already paid for the appraisa ... more
0 votes Share Flag Wed Mar 25, 2009 Financing in Charlottesville
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