Financing in Charlotte : Questions & Answers

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Melvin List, Real Estate Pro in Florida
Melvin List answered:
Can I get a mortgage for an investment property and use the rental income to help qualify me? I don't mind having to put 25% down.
Yes you can use the rent payments to help you qualify for the investment property purchase. You can also the market rent even if the property is not currently rented. The appraiser wi ... more
0 votes Share Flag Thu Mar 26, 2015 Financing in Charlotte
Ernie Behrle, Real Estate Pro in Raleigh, NC
Ernie Behrle answered:
How large a downpayment do you need for an FHA loan?
I do believe that the percentage was just lowered to 3% of the sales price. I would suggest you contact a good local lender to answer any financing questions. Good Luck
0 votes Share Flag Sat Feb 7, 2015 Financing in Charlotte
USMortgageRa…, Real Estate Pro in Plano, TX
USMortgageRanger answered:
had a chpt 7 bankruptcy that will be discharged for 2yrs in april.can I qualify for a mortgage with little to no money down?
Yes you can qualify under the current FHA guidelines with a 3.5% down pay payment and re-establish credit. Now is the time to sure up your credit if your are looking to move forward in ... more
0 votes Share Flag Sat Jan 24, 2015 Financing in Charlotte
Bryan Horn, Real Estate Pro in 92101
Bryan Horn answered:
FHA Loans from a distance
Alpha - FHA doesn't lend on second (2nd) homes so you'll have to have a job within a drive of an hour or two of the house you are buying. Why not buy in the sticks of New Jersey or ups ... more
0 votes Share Flag Fri Dec 26, 2014 Financing in Charlotte
Trent Corbin, Real Estate Pro in Charlotte, NC
Trent Corbin answered:
Mortgage for recent 1099 status?

In my experience, 1099s do require additional proof of income which may be what is generating the feedback you're receiving in regard to waiting another year. I have had c ... more
0 votes Share Flag Sun Jun 29, 2014 Financing in Charlotte
Tony Garcia, Real Estate Pro in Charlotte, NC
Tony Garcia answered:
My middle score is 700. I have a federal lien of $11,000 due to student loans. I have been on a pymt plan for 9mths. Can I qualify for a mortgage?
The short answer is yes. The lien holder would have to agree to subordinate to the first trust. Email me at or call at 571.246.4373 to discuss. I am in ... more
0 votes Share Flag Fri May 30, 2014 Financing in Charlotte
hesterfinanc…, Real Estate Pro in Wilmington, NC
hesterfinancial answered:
How much downpayment do I need for a Jumbo loan in Charlotte, NC?
This post is a little old but I would like to let others that are searching for a low down payment jumbo loan know they are available with as little as 5% down with no mortgage insuranc ... more
0 votes Share Flag Sat Feb 8, 2014 Financing in Charlotte
Robert Curtis, Real Estate Pro in Chicago, IL
Robert Curtis answered:
Are there any home loans out there for medical professionals that are not MDs? Specifically 100% mortgage loans.
Fifth Third Bank is pleased to announce our national Doctor Loan Program, custom designed to fit the unique needs of Physicians seeking a home mortgage!

Available to New or Establis ... more
0 votes Share Flag Sun Jan 26, 2014 Financing in Charlotte
Marc D'Angelo…, Real Estate Pro in Roswell, GA
Marc D'Angelo - Lender answered:
1stx homebuyers. Fico 652. Can we get a mortgage? we're moving to the area. He has been at his job in FL for 5 years & has a new job in NC. same trade
Yes You may even qualify for Federal Down Payment Assistance. Give me a call I am available 7 days a week.

Marc D’Angelo
Mortgage Banker
678.442.3405 Office
678.985.68 ... more
0 votes Share Flag Wed Jan 15, 2014 Financing in 28270
Jeansiuna, Other/Just Looking in Pico Rivera, CA
Jeansiuna answered:
What is the Condo ID for FHA approval loans for Le Bonhomme Condominiums?
what is Dunlap crossing condo ID
0 votes Share Flag Wed Oct 23, 2013 Financing in 28277
Mirna Pineda…, Real Estate Pro in Charlotte, NC
Mirna Pineda Team answered:
How do we get the most closing costs paid by seller?
Somewhere over the rainbow!
First of all, love the name. It may be difficult to get your builder to pay ALL closing costs and pre-paids as it is hard to calculate these to the penny. M ... more
0 votes Share Flag Thu Jul 25, 2013 Financing in 28227
Daniel Fisher, Real Estate Pro in Charlotte, NC
Daniel Fisher answered:
How long before usda notifies lender?
Good evening, Anthony:
We usually expect to hear back from underwriting on USDA in 2 to 3 weeks. If you appreciate an answer, please give thumbs up. For the most helpful answer, pleas ... more
0 votes Share Flag Tue Jul 16, 2013 Financing in Charlotte
Raju Kumar, Home Buyer in Washington, PA
Raju Kumar answered:
Where can I get an Investment property loan in NC or SC with a low down payment?
To have the payday loan easily, you will have to contact with the payday loan providers.

click here to know more:
0 votes Share Flag Wed Jun 26, 2013 Financing in Charlotte
rob, Real Estate Pro in Charlotte, NC
rob answered:
I am putting my house on the market and expect to break even.....meaning walk away with no money. Can I buy another house with no money down?
NC Housing offers a great down payment program for all buyers - not just first time anymore.
0 votes Share Flag Mon Jun 3, 2013 Financing in Charlotte
Wes Hallman, Real Estate Pro in Charlotte, NC
Wes Hallman answered:
Are there still 80/20 mortgage loans out there in this day and time? If so, where can I find current rates for the 20?
80/20's are hard or impossible to find unless you have substantial assets and you're a medical doctor. However, there are several down payment assistance programs that will work but th ... more
0 votes Share Flag Mon May 13, 2013 Financing in Charlotte
Sherry S., Home Owner in Union County, NC
Sherry S. answered:
When is it better to shop around than to stick with your bank?
I called around bank to bank to bank when I bought my first house, but with my current house, I actually used Fairway Independent Mortgage in Monroe, NC. Basically they do the legwork ... more
0 votes Share Flag Wed May 8, 2013 Financing in Charlotte
Rental Home…, Real Estate Pro in California
Rental Home Loans answered:
Apartment Building Financing
Contact Winston Rowe & Associates at 248-246-2243 or

They have nationwide Apartment Building financing for:

Purchase,, refinance & cash out up.

Also ... more
0 votes Share Flag Sun Apr 28, 2013 Financing in Charlotte
Sean, Real Estate Pro in California
Sean answered:
I think/hope we are finally ready to meet with a loan officer
Well I can't send to to loan officer, but I can refer a great website

if you had any credit related issues. These people have been ... more
0 votes Share Flag Sat Feb 23, 2013 Financing in Charlotte
Erick Hunt, Real Estate Pro in Charlotte, NC
Erick Hunt answered:
relocating to Charlotte. Looking to purchase first home with little to no down payment. should I be looking for a "buyer agent" whats the?

I see this post was back in December but I wanted to offer my input as well. As someone said in an earlier reply, if you have not signed a Buyers Agency agreement with an ... more
0 votes Share Flag Wed Feb 6, 2013 Financing in Charlotte
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