I can understand your frustration because I recently helped my father get a VA loan. A lot of the information on the internet takes you to various mortgage companies, some of which can't help you. Most lenders can do VA loans because it's a guaranty from the VA, not an actual loan through them. I have a list of a several mortgage officers that I have worked with for years and would be happy to send you their contact information.
Here is address to the VA website, the real government one:
Here is the address for the Phoenix VA office:
If I can be of any further assistance, please don't hesitate to call or email me.
Mira Vista Properties
I have a hard money lender has low rates compared to other hard money lenders. Let me know if you are interested in more information.
All the best,
Certified Mortgage Planner
Yes, it is possible. Please give me a call if you would like to discuss your options. I would be happy to go over your situation with you.
Signature Realty Solutions LLC
Zillow is not a very reliable website to view for homeowners. The best way to see what your home is currently worth is to have a Comparative Market Analysis completed. I am happy to provide that to you. It won't cost you a cent and can be invaluable. If you want to send me your address and email I will work on it for you.
Celeste Wolfe, Realtor, Certified Negotiation Expert (cne)
United Brokers Group
(480) 717-7204... more
Down payment assistance programs vary by each state. Your best option would be to call a local mortgage broker - they'll be able to provide you with available programs and qualification requirements. Mortgage Brokers have access to a wide range of products and programs.... more
We have multiple lender programs available for home buyers in the Chandler and Gilbert market. Some are "Zero" Down payment programs and we can ask the seller to pay closing costs reducing a buyers out of pocket to a very small amount.
It's important to determine how long you plan to live in the home, what your income level is, credit etc as we decide on the best program for you.
Some of the programs are limited time and we only have so much money available.
How could we help you find your first home?... more
Patty, you can try calling Mike Kortas at Nova Home Loans to see if he can help you. He has some good programs at great rates. If he can't help you, he will refer you to someone who can. Just let him know I gave you his name. He will do his very best to help out. 480-228-5442. He pretty much answers his cell 24/7. Good luck.... more
See the website link and once there, click on 'Arizona Hard Money Lenders': http://arizonahomesland.com/arizonamortgageloans.html
Jeff Masich, Realtor
Arizona Homes and Land
Chances are, not right away. There are lots of questions I would need to research before I could say no, but the odds are against you for at least 2 years. To get a useful answer, you should meet with a mortgage broker and discuss your situation in full. When all the facts are on the table, they can advise you and give you a plan whether for now, or later.... more
I can definitely help you out with this. Is it possible for you to give me a call or shoot me an email instead of me writing a novel on here? It's just a ton of info to go over and it would be easier to talk for a few minutes so I can get a better understanding of your situation as well.
My number's 520-990-2839, email is email@example.com. It's a Tucson number, but I'm up here in the SE Valley. Look forward to chatting w/ you Toni.... more
You may have luck with a mortgage broker, they will have more creative financing available with still competitive rates...Good Luck, I have seen this senario before , you might be OK according to what your total situation looks like, Good Luck...!... more
Hi, the FHA 203K does allow for pool updating and refinishing. It all depends on how much of the pool still needs to be completed. Would recommend you phone several sources. I have some if you need them.
The REO's are a good idea so don't rule out a foreclosure property. This is a great time to buy. As you probably know, the $8,000 tax credit has been re-instated for first timers or those that have not owned in three years. There is now a $6,500 Tax credit for existing homeowners. Additionally if you do purchase a foreclosure property, free grant money (up to 22% of the purchase price) is available if you live in the home for periods of 5, 10, or 15 years. This makes inexpensive homes already, even more affordable. The free grant money is available through the state of Arizona. See the link for "Free Grant Money" at: http://www.arizonahomesland.com/forbuyersorrenters.php
Also, if you are thinking about a Fannie Mae owned home, there is no PMI, 3% down with good credit, no bank appraisal and they have the Homepath renovation financing for fix up situations.
If I can answer any more questions or show you some homes or land, feel free to give me a call. I would be pleased to help you.
Jeff Masich, Realtor®
Arizona Homes and Land
HomeSmart Real Estate... more