In my experience working primarily with buyers who work and/or study at Duke or UNC-Chapel Hill, I have found that it depends on the type of visa, as well as employment history and credit scores. If you want to contact me, I can put you in touch with an excellent mortgage broker who will not mislead you.... more
Hi Pichai, Good to hear from you again. I have been watching the Cary market for you. I have some lenders/mortgage bankers who can help you. Do you still have the same email address? Cindy Leonard... more
CFS Mortgage, http://www.cfsflex.com, has a flexible loan program. They allow a mortgage after a foreclosure, short sale, or chapter 7 bankruptcy. There is only a six month waiting period. This is perfect for individuals looking to become homeowners again.... more
Hi There, this really falls outside of scope a real estate licensee can answer. You need to talk to a reputable lender with a big bank. Like BofA, Wells Fargo, SunTrust, Chase, BB&T, 5/3 might be able to help you. The reason I say big banks is they are the driving force when it comes to directing where the rest of the mortgage industry goes.
A mortgage broker may be able to give you a decent answer, but they are not in control. I would bank on the bigger ones for a more concrete answer going forward.
On the other side of that though, a broker may have access to a boutique lender that may be able to help you, but be aware that it will be at a significantly higher interest rate.