Home Buying in Carson : Questions & Answers

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1012mawn, Home Buyer in Carson, CA
1012mawn asked:
CALVET APPRAISER could provide appraisal due to no comps in this area for the last year Carson CA area, due to litigation with shell oil he recommend CALVET not approve loan. has anyone else had this situation
0 votes Share Flag Fri Jun 13, 2014 Home Buying in 90745
Brock Lee, Real Estate Pro in New York, NY
Brock Lee answered:
Can i get a document showing that the HOA fees on my foreclosed property have been paid off. if yes where can I get that?
As the Secretary of my Homeowner Association in Fort Collins, it’s sometimes a challenge trying to maintain work, family and my HOA duties . However, when I discovered Associatio ... more
0 votes Share Flag Tue Feb 4, 2014 Home Buying in Carson
Sheryl Arndt, Real Estate Pro in California
Sheryl Arndt answered:
hi, can i get assistance program that works with fha 203k or can I buy a fixer upper with schafa program or any other program out there?
You may qualify for 203k from a minimum 620 fico score. Your may consider streamline 203k for repairs between 5k and 35k and can close within 45 days. A standard 203k loan is from 35k ... more
0 votes Share Flag Thu Oct 24, 2013 Home Buying in Carson
Thomas Young, Home Buyer in Phoenix, AZ
Thomas Young answered:
How does the FHA 203k Loan works? What are the requirements?
From my experience with 203k loans, the best advice is to use a lender that offers assistance via third party with 203k processing.
This shortens the closing time by weeks. Try http:/ ... more
1 vote Share Flag Sat May 25, 2013 Home Buying in 90745
Truliatracy, Renter in United Amigos, Mesa,...
Truliatracy answered:
If you have a reverse mortgage and you pass away, will your children profit from the sale of the home or would only the bank.
A Reverse Mortgage is designed to be the last loan you may ever need. It works opposite a traditional mortgage. Rather than making monthly payments to pay off a loan as is the case with ... more
8 votes Share Flag Sat May 11, 2013 Home Buying in Carson
Rob Spinosa, Real Estate Pro in Mill Valley, CA
Rob Spinosa answered:
Credit score in the high 700's,income between 65k-75k with modest down payment(15k). Is it possible to purchase a home?
Bill,

Any pre-approval for a mortgage involves an analysis of income, assets and credit, and you've spelled some of this out here. The next steps involve aligning this with your exp ... more
0 votes Share Flag Sat May 4, 2013 Home Buying in Carson
Lisa Massion, Real Estate Pro in Carson, CA
Lisa Massion answered:
want to know the value of fleetwood mobile 1973-1978 in carson
Hi

Give me a call I always have buyers intrested. Our office is so closeby too.
Lisa Massion
Short Sales & REO Certified
HAFA Certified Specialist
DRE#01304462
Camino Realty, C ... more
0 votes Share Flag Fri May 3, 2013 Home Buying in 90746
Kawain Payne,…, Real Estate Pro in Long Beach, CA
Kawain Payne, Realtor, Notary answered:
How do I take out the names of my parents on the title of the house, if my wife and my name is on the same title too?
You cannot TAKE their names off.

They would have to sign a "quit claim" to remove their names.

Kawain Payne, Realtor
1 vote Share Flag Thu May 2, 2013 Home Buying in 90745
Roberto Gosim, Real Estate Pro in Long Beach, CA
Roberto Gosim answered:
Looking to purchase a condo in Carson. Interested in one that is currently bank owned. The asking price is
Hello Hudson,
I assume you get this info from websites like Zillow.
If you have an agent just tell them to send the offer
that you want. I assume you're doing a conventional loan
s ... more
0 votes Share Flag Mon Feb 25, 2013 Home Buying in 90746
Roberto Gosim, Real Estate Pro in Long Beach, CA
Roberto Gosim answered:
Looking to buy a condo in carson 21610 S. Perry St. at 73,000. how do I get prequalified to see if it is something I can afford?
Hello Josedenise,
The answers would be the same.
Contact a lender or go straight to the bank.
Just tell them you want to pre-qualify.
contact me if I can help.
Roberto
0 votes Share Flag Mon Feb 25, 2013 Home Buying in 90746
Sheryl Arndt, Real Estate Pro in California
Sheryl Arndt answered:
am looking for a lender to finance a house and lot located in CARSON California 90745 .First time homebuyer and have a VA loan eligibility.No dp
You could qualify for 10% down with 500-579 fico. If we could do a little credit repair at no cost and get your fico up to minimum 580, you would qualify for only Half Percent down FHA ... more
0 votes Share Flag Mon Sep 17, 2012 Home Buying in 90745
Trevor Curran, Real Estate Pro in Bronx, NY
Trevor Curran answered:
I WANT TO BUY A PROPERTY WITH FHA AND IT NEEDS REPAIRS, DO I HAVE TO FIX THEM BEFORE THE CLOSING? 203K?
Hello Monica,

Excellent response below from "Home Inspector" for a detailed description of the 203k loan program.

Here's an overview:

The FHA 203k Program allows ... more
0 votes Share Flag Wed Sep 21, 2011 Home Buying in 90745
Voices Member,  in
Voices Member answered:
We are planning to relocate here in SW Calif0rnia byJuly/August. We are looking for a 4 to 6 bedrooms w/ 2 baths in Carson area or 1/2 hour drive
Hi Andy

I have lived in South Carson and attended Carson schools from Caroldale Elementary all the way through Carson High. I can tell you there are very few 4 bedroom homes, and eve ... more
0 votes Share Flag Mon Feb 7, 2011 Home Buying in Carson
Deon R. Will…, Real Estate Pro in Long Beach, CA
Deon R. Williams answered:
I have a house in carson, california that is an REO and need a Lender to help me purchase this house.
Gar,

I appreciate the sensitivity of your situation; however, I must emphasize from an investor position what they are usually looking for. An investor is usually looking for a scen ... more
0 votes Share Flag Wed Aug 11, 2010 Home Buying in Carson
Scott Hutchi…, Real Estate Pro in 55044
Scott Hutchinson answered:
When can our realtor speak to the negotiator at bofa regarding our short sale? We were told only the seller agent can speak to negotiator. This true?
Buyer's agent CAN talk to the bank, but ONLY if they have the seller(s) sign an authorization (which most sellers will not sign for the buyers agent). A dollar amount for personal ... more
0 votes Share Flag Tue Aug 10, 2010 Home Buying in Carson
Emily S. Kne…, Real Estate Pro in Huntington Beach, CA
Emily S. Knell answered:
How can we have a closing date for escrow and no approval letter?
When the listing agent gets hooked up with a BofA closing officer, it's obvious with your FHA loan you'll need more time to close. They will extend your closing date.

Emil ... more
0 votes Share Flag Tue Aug 10, 2010 Home Buying in Carson
Anna Brocco, Real Estate Pro in Nassau County, NY
Anna Brocco answered:
can i rent to own?
Yes, rent to own properties do exist --consider working with an agent as he/she can answer questions, locate properties, schedule showings, handle related paperwork, etc.
0 votes Share Flag Mon Jun 14, 2010 Home Buying in Carson
Eric J Soder…, Real Estate Pro in Pleasanton, CA
Eric J Soderlund answered:
Can I try and buy or negotiate a foreclosed (REO) home even if the inspection didn't pass? Willing to do the work....
I just googled " carlson residential property report ordinance". It has more to do with permits and code violations. It states that in "most" cases the work must be ... more
0 votes Share Flag Tue May 18, 2010 Home Buying in Carson
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