Home Buying in Carmichael : Questions & Answers

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Brian Nguyen, Real Estate Pro in Mission Viejo, CA
Brian Nguyen answered:
I short sold my home 3 years and 6 months ago. I'm now buying a new home...yes,,,things really do work out. Do I qualify as a first time home buyer?
HUD defines a first-time homebuyer as someone who has never owned a home before. An individual who has not owned a home for at least three years is also considered a first-time homebuye ... more
0 votes Share Flag Thu Dec 12, 2013 Home Buying in Carmichael
Jason Walter, Real Estate Pro in Sacramento, CA
Jason Walter answered:
any houses for rent on Sarah Ct., Carmichael???
I'm very familiar with that street but it doesn't appear to be a rentals there. Is there anything that you are looking for in particular? That is a very desirable place to live.

REA ... more
0 votes Share Flag Wed Nov 27, 2013 Home Buying in Carmichael
Sue Archer R…, Real Estate Pro in Tampa, FL
Sue Archer Reynolds answered:
what is the population of carmichael?
According to Google, it was 61,762 as of April, 2010.

As there has been limited growth in the area, in terms of new housing developments, etc. I assume it will be close to that. So ... more
0 votes Share Flag Mon Oct 21, 2013 Home Buying in Carmichael
Jeff Marr, Real Estate Pro in Folsom, CA
Jeff Marr answered:
Wish to purchase vacant land with a garage and fannie mae is asking that I fill out an addendum to say It will be my primary address and occupied?
Lakekool - what kind of financing do you have in place for this purchase?

I'm not aware of any agency lenders that will lend on vacant land, you'd need to go through a portfolio lend ... more
0 votes Share Flag Sun Aug 4, 2013 Home Buying in 95608
Randall Ortiz, Real Estate Pro in Carmichael, CA
Randall Ortiz answered:
Want to see houses around Del Dayo Elem.School..what do I ask for on site?
Were you able to find a home? If not, contact me if you still need assistance.
0 votes Share Flag Sat Apr 27, 2013 Home Buying in Carmichael
Keisha Mathe…, Real Estate Pro in Sacramento, CA
Keisha Mathews answered:
Do you know of any good First Time Home Buyer Down Payment Assistance Programs specific to the Sacramento area?
Hi Randall - Yes, I am using the CHDAP (http://www.calhfa.ca.gov/homebuyer/programs/chdap.htm) for many of my buyers which provides down payment assistance of 3% and you come in only wi ... more
0 votes Share Flag Sat Apr 13, 2013 Home Buying in 95608
Keisha Mathe…, Real Estate Pro in Sacramento, CA
Keisha Mathews answered:
23 Offers On A House!
Just realized this question was almost a year old. Hope my response is still helpful :)
0 votes Share Flag Tue Feb 12, 2013 Home Buying in 95608
Keisha Mathe…, Real Estate Pro in Sacramento, CA
Keisha Mathews answered:
I signed a contract to buy a home in NV. Money is in escrow. Seller now want to sell his house to the neighbor for more. what can i do?
Regarding your reply under Michelle Thompsons' post:

"Thank you very much for your answers all.
I would like to file some kind of "notice" with the recorder's office that I have a ... more
0 votes Share Flag Tue Feb 12, 2013 Home Buying in Carmichael
Deborah Garv…, Real Estate Pro in San Diego County, CA
Deborah Garvin answered:
Achieving a mortgage with 5% down, 710 credit score and $100,000 yr income on $250,000 home in Carmichael CA
Al, Since your question is from March, I have to assume you found some resolution or you gave up! However, I think a consumer in your situation may have more options than you think, A ... more
0 votes Share Flag Thu Aug 25, 2011 Home Buying in 95608
Max Boyko -…, Real Estate Pro in Sacramento, CA
Max Boyko - RE/MAX Gold Hybrid answered:
When trying to buy a duplex but one or both are rented, what happens to them? Does the new owner just not renew? Trying to buy an empty duplex to
Depends on their leases and the agreement you can make with them. If they are on a month to month, you can put into the purchase contract for the property to be vacant. Your agent sho ... more
0 votes Share Flag Thu Aug 25, 2011 Home Buying in Carmichael
BoulderSuZ, Real Estate Pro in Longmont, CO
BoulderSuZ answered:
Does the buyer have a right to see the seller disclosure on property up for short sale before submitting offer to bank?
Gci:
Just an aside: additional due diligence that goes beyond inspections can be enlightening. The disclosure form can be just a smoke screen. How many people do you believe represent ... more
0 votes Share Flag Sun Aug 7, 2011 Home Buying in Carmichael
Patrick Saum…, Real Estate Pro in Sacramento, CA
Patrick Saumure answered:
Finally sold home back east and have been looking (without an agent at this stage) in areas of Carmichael,
Each of these areas are desirable and have their own character. I agree that you need to consider which area speaks to you and your lifestyle. In addition, you did not mention a price ... more
0 votes Share Flag Fri May 14, 2010 Home Buying in Carmichael
Patrick Saum…, Real Estate Pro in Sacramento, CA
Patrick Saumure answered:
REALLY CONSIDERING STAYING UNDER 380,000 AND ALSO POSSIBLY GETTING A FORCLOSURE IN ARDEN PARK NEAR JESUIT
There may be homes that meet your requirements in the Garden Of the Gods and Maddox Ranch area. You'll find that the home prices in those neighborhoods are a little lower than Ard ... more
0 votes Share Flag Fri May 14, 2010 Home Buying in Carmichael
Tamara Dorris, Real Estate Pro in Sacramento, CA
Tamara Dorris answered:
Considering buying, 4 bedr (2,500')home in Carmichael, for $450K. Do you suggest waiitng due to the market?
Hi Jennifer,

No way would I wait if I could swing it. My economist, Howard Blum, predicts prices have def. bottomed out and will be on the rise ASAP.

Good luck!

Tamara
1 vote Share Flag Thu May 6, 2010 Home Buying in 95608
Jim Walker, Real Estate Pro in Carmichael, CA
Jim Walker answered:
Hi, I saw few properties in carmicheal too good to be true for their square footage. Are there any property scams in the present and past in?
Is Manzanita and Winding Way close enough for you? that is where my new listing at $250,000 is located.
(Barrett Hills part of Carmichael. ) see the link for details.
0 votes Share Flag Sat Apr 10, 2010 Home Buying in 95608
James Lyon, Real Estate Pro in Sacramento, CA
James Lyon answered:
Buying in Camrichael, CA? I sit the right time
Jennifer,

If the home meets your needs and the price fits your budget, why would you wait? If this isnt the bottom, how much further would things have to drop before you bought? And ... more
0 votes Share Flag Tue Feb 16, 2010 Home Buying in 95608
Uncle Steves…, Real Estate Pro in Sacramento County, CA
Uncle Steves sells homes answered:
the house on donnie lyn way in carmichael has caught my interest, and so does the price. i know it is a foreclosure, but it seems too good to be
The maket is flooded with short sales and the obvious thing about most is the price. Unless a true BPO or Broker Price Opinion has been completed on the home then there is a good chan ... more
0 votes Share Flag Thu Feb 4, 2010 Home Buying in Carmichael
Jeni Walker, Real Estate Pro in 95608
Jeni Walker answered:
Can I purchase a bank owned property formerly owned by my son-in-law? My daughter was not married to him at
Hi Zicky,

It might be worth your while to at least put in a bid, make an offer, if you want to try to retain the property in your family.
I would suggest that if the property is s ... more
0 votes Share Flag Fri Jun 19, 2009 Home Buying in Carmichael
Mitzi, Home Buyer in Antelope, OR
Mitzi answered:
Where can I get a copy of the responsibilities of buyer's agent in Calif?
Tiaza and Sue:
For clarification, the house closed. The entire process from initial offer to closing took about 2 weeks. The agent is the broker. He owns his own company and was also ... more
0 votes Share Flag Sun Aug 24, 2008 Home Buying in Carmichael
Other/Just L…, Other/Just Looking in Fleming Fitch Grant,...
Other/Just Looking answered:
Nehemiah Program- Having a hard time understanding how it works. Why do I need to bid over the asking price,?
Happy,

You make an excellent point. Here's how I'd look at the difference.

FHA requires a minimum statutory down payment of 3.00% (now 3.50%) from the buyer. This is credited agai ... more
2 votes Share Flag Mon Aug 4, 2008 Home Buying in Carmichael
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