Did you already put down earnest money of $1900. I'm thinking that is why you only need to bring $3500 to the closing table. Your earnest $ would go towards your down payment at closing. I really need to know more to help you better answer this question. I would call your loan office and ask how much do you have to show as proof of funds.
Congrats on your closing by the way!... more
Appraisers should be taking into account in their pricing of fair market homes whether the comps they are using are distressed ( ie bank owned, pre-foreclosure etc..) Unfortunately no matter how many adjustments are made numerous foreclosures in you direct market area, will negatively affect property values!! Good News, property values are rebounding and homes are taking less time to sell.. We are seeing market improvement! Hope this helps.
Tammy Wendel... more
Kell & Chris here is a link to a calculator that may help you determine. Remember that this is done using current rates and you need to guess which energy cost is going to rise faster.
This will also help with seeing what other energy saving things may have an impact on you utility bill. Also yes you do have a seperate electric bill you have to run lights and a refrigerator in addition to other things.... more