A Realtor can help you by finding a loan officer that will work with you to get your credit to a point where you will qualify for a mortgage. The most important thing to remember is this does not happen overnight. It takes more time to rebuild your credit than it does to destroy it. Call me if there is anything I can help with. 601-454-4737... more
More important, is it a "good way" for YOU to buy a home? Can you buy a home any other way? You really should speak with a lender, see what your options are and find out what loan program would be best for you. Best of luck.