Financing in Butte County : Questions & Answers

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Alex Greer, Real Estate Pro in California
Alex Greer answered:
how safe is the old part of Oroville by Pomona?
You best bet in getting the most realistic answer would be to call the local police station. Next, your real estate agent should have some good insight on this as well.

Have you been ... more
0 votes Share Flag Fri Sep 27, 2013 Financing in 95965
Brenda McLau…, Real Estate Pro in Chico, CA
Brenda McLaughlin answered:
Can Anyone Refiance My Home?
Hi I'm Brenda with People's Choice Brokers and Mortgage group. Zillow is not really the place to find out how much your property is worth. You can have comps pulled in the area and ha ... more
0 votes Share Flag Sun Jun 2, 2013 Financing in Oroville
Brenda McLau…, Real Estate Pro in Chico, CA
Brenda McLaughlin answered:
I am looking for someone who speacializes in USDA loans.
You have to be in a USDA qualified area for this type of loan. Then Always have to be checking to make sure the funds are still available. It is another form of FHA loans it is just t ... more
0 votes Share Flag Sun Jun 2, 2013 Financing in Oroville
Robert Chome…, Real Estate Pro in San Diego, CA
Robert Chomentowski answered:
Do I have to sell my home in order to qualify for a loan if I can rent it for the mortgage payment instead?
You don't have to sell your home. But you cannot count the rent as income for a new loan qualification unless you have at least 25% equity in that house. Do you have 25% equity? ... more
0 votes Share Flag Thu Feb 9, 2012 Financing in Chico
Gregorio Den…, Real Estate Pro in San Diego, CA
Gregorio Denny answered:
Need a lender who can help refi a home with 1/2 held in an irrivocable trust.
There are lots of lenders that can and will lend to the trust. Contact me and I can assist you with this.
0 votes Share Flag Wed Feb 8, 2012 Financing in Chico
John Arendsen, Real Estate Pro in Encinitas, CA
John Arendsen answered:
how do i negotiate down a judgement?
I won't duplicate the very good information you've already received but remember anything and everything is negotiable. Cash is king so remember if you're successful in d ... more
0 votes Share Flag Tue Feb 7, 2012 Financing in Chico
John Arendsen, Real Estate Pro in Encinitas, CA
John Arendsen answered:
My buyers home appraised low as a distressed property was used. Other than providing different comps to the lender/underwriter what can they do?
Maybe I'm missing something but isn't an appraiser supposed to discuss the reason for your decision to sell with you first? Don't they usually segregate the distressed or ... more
0 votes Share Flag Mon Aug 15, 2011 Financing in Chico
Spirit Messi…, Real Estate Pro in 85716
Spirit Messingham answered:
Our person at Mission Hills mortgage,forgot to lock in the interest rate. We ended up paying a higher interest rate for the life of our home loan.
Not sure, since there is no question here. They dropped the ball but you accepted it, you could have gone out and shopped around for another one. I have had this happen to clietns bef ... more
0 votes Share Flag Thu Jan 20, 2011 Financing in Chico
Michael Mull…, Real Estate Pro in Bend, OR
Michael Mullin answered:
Is it possible to get a 30 yr fixed loan on a 35000 propertyor ? Very interested in a Magalia property as a 2nd home, we're from Chula Vista.
Ron, our hands are tied by legislation on this kind of deal - they've capped the amount a lender can charge by % of the loan amount instead of a dollar figure. I'd have to wr ... more
0 votes Share Flag Thu Nov 11, 2010 Financing in Magalia
Daniel Del R…, Real Estate Pro in Modesto, CA
Daniel Del Real answered:
We just had an appraisal done incorrectly. Where can we file a complaint?
Yes you can. but unfortunately if feels like some of these underwriters have a death wish for all deals. They love to put obstacles up for everyone to keep jumping through even though i ... more
1 vote Share Flag Fri Aug 20, 2010 Financing in Paradise
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