Currently the lowest credit score accepted to be pre approved and obtain a loan is 640. If you'd like i can send you to a highly trusted Loan Officer i deal personally with. He provides Credit repair for minimal if any charge and can close on your mortgage in shortest possible time. Please give Mark Fisher of United Northern a call and he will direct you toward getting correct credit score and obtaining your loan.
Hope this helps,
All the Best,
Daniel D'Amico Mark Fisher of United Northern
347.928.2021 347-826-4451... more
I have found that CONSUMER ACTION is an excellent resource for objective advice on all things credit related. You'll find free and sincere advice on everything from settling collection accounts to rebuilding credit to building credit from scratch on their website. http://consumer-action.org/
Beware of anyone offering to "repair" your credit! The Federal Trade Commission issued a stern warning last year that such offers are scams. Find more from the FTC HERE. http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre13.shtm
The best way to buy a home is to have a decent credit history combined with sufficient Income and Assets for a home purchase.
The best way to have a decent credit history is to settle negative outstanding obligations and pay all your bills on time for at least two years.
Do not go to a debt collector. Look, to answer your question without writing an essay. Just simply pay off your entire debt directly to the sorce you owe it to. & if you can not do that. Then just pay most of it, or atleast half of it. & month by month start paying double of the minimum asking price. So if minimim is $20. Pay $40. Just never miss a payment date. You'll see your credit score getting better in no time. Good luck :-)... more