I would recommend visiting http://www.city-data.com/city/American-Canyon-California.html. According to this site, American Canyon's "crime index" is in the low 200s, compared to the national average of 319.1. In addition, our unemployment rate as of August 2012 was 7.5%. Our local newspaper (http://www.timesheraldonline.com) recently reported that our unemployment rate went up slightly this year to 9.4% as of June 2013; however, the overall unemployment rate for our county (Napa County) is at 5.8%, compared to the national average of 7.8%.
My husband and I bought our home in American Canyon last August, and we LOVE it! The city is well-maintained, and the community members are friendly. Hope this information helps!
~ Laura... more
Here is more info about what I am asking above...
Seller accepted my SS offer on June 13th and submitted to Everhome Mortgage. My agent told me today 07/23/13 that they have a person assigned to the case and that everything was in, now we are waiting. What does that mean? Is the person assigned a negotiator? I know the seller is desperate to get the home sold ASAP. And what should I expect to happen next? The process and how long will it take? Please advise,
Thank you for you help and answers. I really appreciate them!... more
American Canyon is a combination of older homes and new subdivisions, so prices will vary greatly. More important is the strength of the rental market, which is moderate compared to the stronger markets in San Francisco or Silicon Valley. It's impossible to predict a rate of return accurately unless you have a specific property in mind.... more
You need to look up the California Housing and Community Development Department (HCD) licensing and registration division in your area. Here's their website. There's a phone number on the site that will help you get to the right place. Hope this helps. Good luck.
There is lots to consider, weather, location - how far is your job from the area? have you looked in the local newspaper to see what is going on in the area? how big of a home are you looking for? Is the price range realistic to what you want or need? If not are there other areas where you can buy more house for the same price not too far from where you want to be?
The market is HOT! There are a lot of buyers and investors! Look first but if you find something that has everything you are looking for - go for it!... more
Hi Van Duong,
www.Realtor.com is the site you need to use if you want to easily find the Listing Agent as you search for property.
MLS Data Accuracy – Where to search if you’re “without Realtor®”
However, what you seem to be wanting is a "Dual Agency" for some reason. There are specific duties an Agent must provide. When one individual represents both Buyer and Seller conflict between two of the most important duties occur.
It is technically possible if you score is indeed 620, however it would be very expensive. The conforming pricing adjustments for that score can be pretty brutal. Explore all opportunities with a licensed loan officer, including FHA. There are some instances where FHA could still possibly work. I live in Fairfield if you wish to discuss.... more
A foreclosure will remain on your credit report for 7 years. I would recommend working on your credit score and saving for a subtantial deposit. Consult a trusted financial advisor at the bank you would like to use for a mortagage. Hopefully this will help you plan ahead for the purchase of your next home.
Wishing you the best of luck!... more
For school information see link www.greatschools.org/ When it comes to any safety/crime related issues, it's always best to contact the local police department with all your questions, hear all there is to hear firsthand. If unfamiliar with the area do revisit more than once and at different times of day, possibly chat with locals/neighbors. Real estate professionals are prohibited from steering, enticing a buyer to purchase, or not, in specific neighborhoods.
What is the explanation that your broker gave you? I am curious how the mortgage appears on your credit report. Did you stop making mortgage payments during your loan modification? Are you refinancing with the same lender that owns your loan now. There are some missing pieces to the puzzle here.
Feel free to call should you want to talk about it.
Universal Capital Mortgage Corp
On a short sale the homeowner is still the seller. Listing Agent and seller need to pour over the offers and pick the best one and submit that one to the bank. The bank is technically not a party to the transaction and only needs to approve the terms as far as money is concerned. It is hard to believe that an agent would do a HUD for each offer and submit them all. Have your agent call the other agent and ask if your offer was the one picked by the seller. They only have one house to sell so they can not pick them all also ask your agent to determine how many short sales the other agent has closed.... more
If you're unhappy with your agent's service, then you should discuss that with your agent. However, if you're not getting anywhere with that, then you should approach his/her broker.
Although you could go direct with the listing agent, you probably don't want to do that, because s/he has the seller's interests in mind. Some agents/brokers will do dual-agency (the relationship you're describing), and others won't. I wouldn't recommend dual-agency relationships for a first-time buyer. For that matter, I probably wouldn't recommend it for many non-first-time buyers too. Yet, I've worked with some agents via dual-agency agreements (as an investor), and I didn't have any problems.... more
The price you see on 3rd party listing sites is usually the amount that the owner is behind in paying. It's not the actual price of the property. If the owner pays the amount due, he/she will be able to keep the property but if not, the property may go into foreclosure. Once foreclosed upon, it will be listed with an agent at market value.
Welcome to Trulia.
You can use the search advice box on top of the page and plug keywords such as "trashout business":
There are many trails already, you might be able to find a lot of useful info.... more
You really need a Buyer's Agent to assist you. And, you should retain only one Buyer's Agent, because your chosen Agent will show you homes you want to see in all areas in which you have interest & help you compare the homes in the different areas. And, your Buyer's Agent can send you homes in your price range, so you can decide which ones you want to see & when, which is better than drive-bys & going to open houses. And, best of all, you don't pay the commision, the Seller does. But, the Buyer's Agent represents only you.... more