Tania, Anna is right. Talk to your attorney from NC. They can best help you...but my quick observation is that you need that quick claim deed asap; there is no reason that if you are not on the mortgage you should also not be on the deed. Since there is not marital status, you might be okay, but simply ask your attorney (from NC) they can help.
Good Luck, I know this sucks for you and is a burden on your time and energy.... more
An experienced real estate professional will tell you that you can propose almost anything you wan to but the approval is left to the seller/lender. They will also tell you that lenders get very "goofy" when addendums are provided by the seller or their specific information is canged in any way.
I don't think it's a matter of "bluffing" as much as it is trying to give you every opportunity possible to obtain the home. How would the agent benefit from not providing you with the most accurate information. In the world of real estate........no sale=no compensation.
Michael unfortanately it isnt as easy as picking up a phone and being able to reach someone at the bank who would have the sense to say hey there is an interested buyer, they had an offer and we should sell it to them. When the bank buys a property back at foreclosure, ithe property goes to their reo department who works with an asset management company to lsell their properties. Once the property is assigned to an asset management company, it is then assigned to the asset manager in that company who works in yoru area. They then will assign the listing to an approved and local real estate broker. The property is secured, cleaned out, appraised and then placed on the market. unfortanately the old offer is dead, the bank wont renew or take over it. You will need a new offer with teh specific forms the bank uses. The one pointer i can give to you is to check the property daily, once it is assigned the broker will post a notice on the door with a contact name and number who will be able to assist you with a time frams and putting in a new offer. good luck... more