Knock on the door and ask to see the house.
After seeing the house ask how much they want fo ... more
It depends on the environment the 'give away' are presented.
For instance, every year I participate in Earth Day and present a 'safety net' aspect of a WalkableHome.com. Tee' ... more
You spent 20% of your savings. It could sink your deal, make you unqualified or have no effect at all.
You will need to chat with your loan officer and prepare for 'the talk."