95356 : Questions & Answers

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Shirley Andr…, Real Estate Pro in Modesto, CA
Shirley Andriopoulos answered:
have we hit the bottom in stanislause ?
Hi Rosie,
I believe Stanislaus County is seeing very limited inventory right now but the market has been steady for several months. It has slowed down a bit since last year where forec ... more
0 votes Share Flag Tue Jul 15, 2014 Home Buying in 95356
Dr Rick McGr…, Real Estate Pro in Modesto, CA
Dr Rick McGrath PhD answered:
would you buy a 3 BR condo? or 3 BR single home?
Great question. It depends. If you are thinking of keeping the condo for a very long time, it may make sense. However, if you are thinking resale value you may want to consider the s ... more
0 votes Share Flag Sun Apr 20, 2014 Home Buying in 95356
Dr Rick McGr…, Real Estate Pro in Modesto, CA
Dr Rick McGrath PhD answered:
How do we figure out how much home insurance to buy?
Typically most properties are insured based on replacement value. Contacting several Insurance agents for quotes you can compare coverage vs cost.
0 votes Share Flag Sun Apr 20, 2014 Home Buying in 95356
Annette Lawr…, Real Estate Pro in Palm Harbor, FL
Annette Lawrence answered:
as a first time home buyer, how do you know you are getting the best interest rate on your home loan?
What if Wells Fargo provided you a quote of 3.85% Wow...that's a hot rate. Then in true Wells Fargo fashion two days before closing they refuse the loan....it fails in the underwriting ... more
0 votes Share Flag Mon Feb 3, 2014 Home Buying in 95356
D'Adrea Davie, Real Estate Pro in Stockton, CA
D'Adrea Davie answered:
when is it best to lock in your interest rate?
Hello,

Interest rates have been low and with 17 days to close, I would suggest to lock in your rate right away. A good lender would give you proper direction according to the terms ... more
0 votes Share Flag Wed Dec 4, 2013 Home Buying in 95356
Heidi Roddan, Real Estate Pro in Modesto, CA
Heidi Roddan answered:
Cost to build land on bare land in north modesto 95356
There are so many factors to be considered....I would talk to a general contractor who knows all the "hidden" costs involved. Call Glen at GRC general contracting. 209-556-8359. He h ... more
0 votes Share Flag Thu Nov 21, 2013 Home Ownership in 95356
Tony Grech, Real Estate Pro in Michigan
Tony Grech answered:
which one is best? and why?
Well the reputation of Big Banks is that they can sometimes offer you a sweetheart of a deal, but their ability to close loans in the necessary time frame and smoothly with no red tape ... more
0 votes Share Flag Tue Nov 19, 2013 Home Buying in 95356
Sheryl Arndt, Real Estate Pro in California
Sheryl Arndt answered:
Down Payment Assistance Program
Hello Yesenia, Yes there are down payment assistance programs to assist you with your purchase. There are no strings attached. You simply have an FHA loan program that is 3.5% down but ... more
0 votes Share Flag Thu Jan 17, 2013 Financing in 95356
Ruth & P…, Real Estate Pro in 95030
Ruth & Perry Mistry answered:
would you buy a condo, live in it for 2 yrs., then rent it?
Hi Yesenia

Thanks for your question.

By all means if you are more comfortable with condo payments then go with a condo
that is FHA approved. Finding one and getting an offer acc ... more
0 votes Share Flag Wed Jan 16, 2013 Home Buying in 95356
Adam Dalton, Real Estate Pro in Turlock, CA
Adam Dalton answered:
is there HOA on this proprety? 2324 Sea Otter Ct. 95356.
Lynn-

According to the MLS, there is no HOA associated with this property. Thank you for your question.

Adam Dalton, Century 21 M&M and Assoc.
adalton@c21mm.com
0 votes Share Flag Tue Jan 13, 2009 Home Buying in 95356
Jesse Madison…, Real Estate Pro in Laguna Niguel, CA
Jesse Madison 949-306-8416 answered:
we just bought 30yr fixed at 6.5. could we refi at lower rate?
Rates are very good now and as long as you have good credit and equity you should be able to take advantage of the current situation. Its worth a call. Let me know if you need me to ref ... more
0 votes Share Flag Thu Dec 11, 2008 Financing in 95356
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