95051 : Questions & Answers

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Alex Greer, Real Estate Pro in California
Alex Greer answered:
I'm trying to decide whether to sell my townhouse or rent it out. Is the capital gains exclusion deferred until after the property is actually sold?
You would need to talk to a CPA about tax questions. And as for buying a new home and converting your primary into a rental, I would be more than happy to get you qualified for a all th ... more
0 votes Share Flag Mon Jun 22, 2015 Home Selling in 95051
Sheryl Arndt, Real Estate Pro in California
Sheryl Arndt answered:
Does applying for a loan jointly with spouse who has no credit history but equal income help or hurt getting approved?
Hello chashu, your spouse may qualify FHA with NO FICO score or traditional credit with alternative credit such as utilities, cell phone, car insurance, rent, etc. Ultimately your quali ... more
0 votes Share Flag Fri Mar 20, 2015 Financing in 95051
Angela Killp…, Other/Just Looking in Rapid City, SD
Angela Killpack answered:
How do you negotiate a septic system in a sale?
If you have an inspector come out to see the septic system and the inspection passes, isn't that a good thing? If the system still works enough to pass inspection, I would ask the inspe ... more
0 votes Share Flag Wed Feb 18, 2015 Home Buying in 95051
Myersjulie31, Home Buyer in Blakeslee, PA
Myersjulie31 answered:
question regarding new AC and Furnace permit inspection
I think that I think that it would be best to get the furnace and the AC checked by the inspector, just to be sure. If he doesn't do so originally, I think it would be a good idea to as ... more
0 votes Share Flag Fri Jan 23, 2015 Home Buying in 95051
RonS, Real Estate Pro in Concord, CA
RonS answered:
I have a recourse loan financed in Michigan. Can I refinance it at all?
in reading your reply to Tina, you aren't asking the question you really want the answer to. It has nothing to do with recourse. You have a home that is underwater. Of course you can re ... more
0 votes Share Flag Thu Jan 8, 2015 Financing in 95051
RonS, Real Estate Pro in Concord, CA
RonS answered:
Hi, we have a rental that was our primary, but refi'd after we moved out. What is our risk if we walk away?
did you refinance it as an owner occupied property? You said you "Subsequently" bought and moved into another home, THEN turned subject property into a rental and refinanced. If you sai ... more
0 votes Share Flag Thu Jan 8, 2015 Financing in 95051
Randall Ortiz, Real Estate Pro in Sacramento, CA
Randall Ortiz answered:
Can Bank of America close a loan in 30 days? I was told that they cannot, is it true?
I've worked on deals where BofA closed within 30 days, so yes they can.
0 votes Share Flag Thu Dec 18, 2014 Financing in 95051
Arpad Racz, Real Estate Pro in 94040
Arpad Racz answered:
Do tree roots in crawl space need to be removed?
Hi Pq,

Did the termite inspector mention Why they recommend removal? Was it a conduit for moisture or bugs?

All the best,

Arpad
0 votes Share Flag Sat Sep 13, 2014 Home Buying in 95051
Robert Lei, Real Estate Pro in Sunnyvale, CA
Robert Lei answered:
I heard that there is huge residential complex is coming up in santa clara near central park in the place of the old kaiser hospital.
Yes, true. There is a huge residential complex in Santa Clara near Central Park in the location tracking device.

Property prices in Santa Clara have risen since your first post,
0 votes Share Flag Sun Jul 6, 2014 Home Selling in 95051
Robert Lei, Real Estate Pro in Sunnyvale, CA
Robert Lei answered:
Is a tax reassessment reliable for home value?
The market value of a home is the price the house goes for in an open market. If other buyers like the house enough to pay X amount, then that is market value.

The tax assessment va ... more
0 votes Share Flag Wed Jun 25, 2014 Home Buying in 95051
Robert Lei, Real Estate Pro in Sunnyvale, CA
Robert Lei answered:
Lottery Schools - odds of getting in?
Your best shot is to ask the school or the school district these questions directly.
0 votes Share Flag Wed Jun 25, 2014 Home Buying in 95051
Steve Parsons, Real Estate Pro in Salisbury, MD
Steve Parsons answered:
Question about well that has never been tested...
I always recommend that water quality be tested, regardless of the age of the well or home. You never know the nitrate level, bacteria, arsenic levels, etc. As long as water quality i ... more
0 votes Share Flag Sun May 25, 2014 Home Buying in 95051
J.R. Thrasher, Real Estate Pro in San Diego, CA
J.R. Thrasher answered:
As a seller, what are the pitfalls of going with a 203k buyer?
Not only is there a longer closing time but the buyer and their contractor have to be on top of their game. If there is an unrealistic expectation and the buyer or the contractor go out ... more
0 votes Share Flag Thu Dec 5, 2013 Home Selling in 95051
THE SAID REO…, Real Estate Pro in San Jose, CA
THE SAID REO GROUP answered:
can I buy a home on a 45K salary?
Certainly. The best place to start would be to get pre-approved for a home loan with a reputable Mortgage Lender or Broker. I specialize in 95051 and 95054 zip codes and feel free to re ... more
0 votes Share Flag Mon Sep 30, 2013 Home Buying in 95051
Juliana Lee,…, Real Estate Pro in Palo Alto, CA
Juliana Lee,MBA/LL.B answered:
What is the proper way to serve a 3 day notice to pay rent or quit?
Good places to look for information to make your decision are the California government websites. Please see
http://www.courts.ca.gov/1288.htm

Dealing with an eviction can be time c ... more
0 votes Share Flag Fri Aug 16, 2013 Investment Properties in 95051
Robert Lei, Real Estate Pro in Sunnyvale, CA
Robert Lei answered:
looking at buying a single family home in santa clara - OK school district vs small condos in cupertino with very good school district?
The area in Santa Clara that goes to Cupertino schools is the Eisenhower Elementary neighborhood. A rough idea is that the homes south of Pruneridge go to Eisenhower.

Santa Clara ... more
0 votes Share Flag Fri Aug 2, 2013 Home Buying in 95051
Robert Lei, Real Estate Pro in Sunnyvale, CA
Robert Lei answered:
Aside from structural, home, termite and chimney inspection, should we ordered lead inspection?
Hi Pq,
Most people don't bother getting a lead inspection because they already pretty much know whether or not the paint has lead based on the age of the home. You will be paying for ... more
0 votes Share Flag Sun Jun 23, 2013 Home Buying in 95051
Robert Lei, Real Estate Pro in Sunnyvale, CA
Robert Lei answered:
I am in South Bay own home in santa clara and looking to move to San Ramon/Pleasanton area for good schools [elementary, middle, high] for my 2 kids
Hi Amit,
What is your profession/industry?
Where are most jobs in your profession/industry? Santa Clara or San Ramon/Pleasanton?
Is your work flexible enough that you can adjust you ... more
0 votes Share Flag Sun Jun 23, 2013 Home Buying in 95051
Robert Lei, Real Estate Pro in Sunnyvale, CA
Robert Lei answered:
Looking for home in Santa Clara - budget 750K
Which is more important to you -- better schools or larger space?
To meet your budget you will have to weigh the tradeoff.
0 votes Share Flag Sun Jun 23, 2013 Home Buying in 95051
Denine Smith, Home Buyer in Sacramento, CA
Denine Smith answered:
HI, I want to buy a 2bedrooms/2bath condo within 30K in south bay in Northern California. Is this possible? Do you have any recommendation on which?
hi Sara, I just closed a 1/1 for 30k in fresno. its super cute too!
0 votes Share Flag Sun Jun 23, 2013 Home Buying in 95051
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