Financing in 94582 : Questions & Answers

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Deborah Garv…, Real Estate Pro in San Diego County, CA
Deborah Garvin answered:
Does anybody know of any lender who does a "no PMI" loan with 10% down?
Ishaq,

As already mention, lender paid mortgage insurance is an option; however, the interest rate will be higher. Single premium buyer paid mortgage insurance is another option, if ... more
0 votes Share Flag Wed Aug 14, 2013 Financing in 94582
Rick Lane, JD, Real Estate Pro in San Ramon, CA
Rick Lane, JD answered:
looking for private money, collateral is fully paid investment home.
Iron Oak Home Loan has many programs in this area. Very nice, experienced people who will work hard to get you what you need.

Please call Rich Mendoza, (925) 803-2465, rich@richmend ... more
0 votes Share Flag Fri May 24, 2013 Financing in 94582
Richard Litt…, Real Estate Pro in Orange County, CA
Richard Littlefield answered:
Can anyone let me know if there is a no cost refinancing program? I am hearing conflicting info frommy wife.
Yes all lenders have them.

The no cost option always has a higher rate and so they are never free.

What you need to do is compare the monthly savings on the loan with closing co ... more
0 votes Share Flag Thu May 9, 2013 Financing in 94582
Grace Tam, Real Estate Pro in Dublin, CA
Grace Tam answered:
do you look at uniform commercial codes on credit report.?
The UCC deals primarily with transactions involving personal property (movable property), not real property (immovable property). are you looking for home loan or can you be more specif ... more
0 votes Share Flag Thu May 9, 2013 Financing in 94582
Blaison Samu…, Real Estate Pro in Fremont, CA
Blaison Samuel answered:
Hi, In windemere (San Ramon), all the property tax is tax deductible.
Don,

It is better to consult with your accountant or CPA, so that you can get the accurate information and can file your taxes properly based on your income tax bracket.
0 votes Share Flag Mon Jul 20, 2009 Financing in 94582
Karthik, Home Buyer in San Ramon, CA
Karthik answered:
Is it good to settle foe for 30 yr fixed or 5 yr ARM? Loan amount is about $700k and the rate diff is 1%
What is the difference in LIBOR and CMT? And how much does it costs to refinance the loan?
0 votes Share Flag Fri Sep 26, 2008 Financing in 94582
Trulia Roger, Home Buyer in Alameda, CA
Trulia Roger answered:
FHA lowering standards/guidelines?
I don't think it's possible to lower the guidelines :)
0 votes Share Flag Mon Aug 13, 2007 Financing in 94582
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