94501 : Questions & Answers

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Matt Brozek, Real Estate Pro in El Dorado Hills, CA
Matt Brozek answered:
Jumbo (portfolio) loan with 20% down, 2 years after short sale
Mr. Ramsey-

There are a number of Portfolio Lenders that's will allow for loans 2 years out if Short Sale. BBVA Compass has a Portfolio Program that will allow for Jumbo Financing 2 ... more
0 votes Share Flag Thu Feb 13, 2014 Financing in 94501
KateFomina, Real Estate Pro in San Francisco, CA
KateFomina answered:
Safe places to live?
I recently moved to Alameda and I am loving it! It is a very safe family oriented cozy city. I live near Shoreline St beach close to the shopping center. My office is in San Francisco a ... more
0 votes Share Flag Mon Dec 2, 2013 For Rent in 94501
carolpets2, Both Buyer and Seller in 78750
carolpets2 answered:
What is considered basic wear & tear. Rented 3 1/2 yrs ago a completely renovated home granite new carpet and linoleum. Tenant says carpet is
My tenant of one year dented and scratched brand new SS frig. I bought and installed it 2 days before they moved in. They say it's normal wear and tear. I disagree. I want them to p ... more
0 votes Share Flag Fri Nov 15, 2013 Rental Basics in 94501
Dianna Wyman, Real Estate Pro in Alameda, CA
Dianna Wyman answered:
If a buyer's offer includes a contingency, now no longer valid but doesn't remove it, and then decides to cancel, do they forfeit their deposit?
As long as the buyer still has an investigation contingency he can cancel for any or no reason.

Mark Wyman,
Broker
Bayside Real Estate
Lic.# 01018021
0 votes Share Flag Wed Oct 30, 2013 Home Selling in 94501
Candy L., Home Owner in Ross, OH
Candy L. answered:
Should I go to a mortgage broker or a bank for a loan?
I find that unethical for a agent to tell you to use their loan officer. She probably gets a kick back for it. Find a new agent. Just myon personal opinion .
0 votes Share Flag Thu Sep 26, 2013 Financing in 94501
Pacita Dimac…, Real Estate Pro in Alameda, CA
Pacita Dimacali answered:
interested in 3rd St. house for listed for $64,935.
From time to time, there will be properties sold at Woodstock Cooperative in Alameda. This property is one of them. There's another one for sale on 1813 rd St listed for $309,500 (NOT $ ... more
0 votes Share Flag Thu Aug 29, 2013 Home Buying in 94501
Jessica Bate…, Real Estate Pro in Los Angeles, CA
Jessica Bateman answered:
Is .75% for LTV more than 0.8 a reasonable way to calculate ballpark PMI cost?
.75 per year is a good estimate.
0 votes Share Flag Sun Jul 28, 2013 Financing in 94501
Pacita Dimac…, Real Estate Pro in Alameda, CA
Pacita Dimacali answered:
Hi my landlord here in Vancouver WA, does not allow us to hang windchimes flowering pots or the like, no pictures on walls etc.. !? help..
Why are you posting the question in Alameda, but you're in Vancouver

Depending on your location....are you talking about flowering pots in a balcony overlooking someone else's balcon ... more
0 votes Share Flag Thu May 30, 2013 Rental Basics in 94501
Pacita Dimac…, Real Estate Pro in Alameda, CA
Pacita Dimacali answered:
what is considered wear and tear on a rental property? i have been living here 8 years. they have never painted inside.
I answered a similar question last year from a landlord.

Here's a link that may describe what's considered basic wear and tear versus items that would be considered damages

http: ... more
0 votes Share Flag Fri May 3, 2013 Rental Basics in 94501
Pacita Dimac…, Real Estate Pro in Alameda, CA
Pacita Dimacali answered:
What is the commute time to Daly City?
I live in Alameda.....and can easily get to Daly City in 30-45 minutes without traffic. But during rush hour....forget it, especially when going through the toll plaza.

One less stre ... more
0 votes Share Flag Fri Jan 18, 2013 In My Neighborhood in 94501
Carl Medford, Real Estate Pro in Fremont, CA
Carl Medford answered:
how much do you think is worth for 339 broadway #34 ?
Good answers below - I would also reiterate that even if a unit WAS on the market, we cannot provide valuations in this venue. Hook up with a good Realtor, have them assist you with sea ... more
0 votes Share Flag Mon Dec 17, 2012 Home Buying in 94501
Jean Powers,…, Real Estate Pro in Alameda, CA
Jean Powers, CRS, e-PRO, SFR, HAFA certified answered:
What might be the key to getting a response to my inquiries? I've sent several, and not one reply. I am getting frustrated.
I only handle sales but I do know it can be frustrating when owners or rental companies do not respond. I sometimes have this problem in my real estate dealings with others. Unfortunate ... more
0 votes Share Flag Tue Nov 6, 2012 For Rent in 94501
John Juarez, Real Estate Pro in Newark, CA
John Juarez answered:
We are renting a home in Alameda, CA and was told it was bought by bank at auction. How much was it sold for?
Either the house was purchased by a third party buyer as an investment or it was purchased by the bank to protect their loan. In either event, the price is not relevant to you since you ... more
0 votes Share Flag Fri Sep 7, 2012 Home Buying in 94501
David Hughes, Real Estate Pro in Alameda, CA
David Hughes answered:
Is it too good to be true that rent for a 3 bed and 3 bath house in alameda only 1500 a month?
Be diligent in speaking to the owner or property manager for this property. Ask to view the property before you agree to any terms or send any funds. There are so many scams in real est ... more
0 votes Share Flag Mon Jul 23, 2012 Rentals in 94501
Fl, Real Estate Pro in Alameda, CA
Fl answered:
Looking for a real estate investor friendly agent
Latenighter,
I am not only real estate investor friendly, investors are my specialty.
I have been an investor myself for 17 years, covering the whole Bay Area from Alameda County to S ... more
0 votes Share Flag Tue Jun 19, 2012 Home Buying in 94501
Sylvia Barry,…, Real Estate Pro in Marin County, CA
Sylvia Barry, MAS, CIPS, SRES answered:
how long are short sales taking now a days? My mortgage is with Wells Fargo.
HI Sarah:

Wells Fargo has built a reputation among short sale agents for being one of easier ones to work with - especially if there is only one lien or even if there are two liens, ... more
0 votes Share Flag Sat Feb 12, 2011 Home Selling in 94501
Jose Cerda-Z…, Real Estate Pro in Alameda, CA
Jose Cerda-Zein answered:
How do I get pre approved for a loan. How do I buy a townhouse in the Woodbridge area around second, Third and Cypress.?
Good afternoon Joan. You can give me a call directly at 510.523.5673. We can set up a consultation to get you into what you want. I look forward to talking to you soon.
0 votes Share Flag Fri Feb 11, 2011 Home Buying in 94501
Brian LeBars, Real Estate Pro in Pleasanton, CA
Brian LeBars answered:
Want to be my buyer's agent?
Hi Roger...

You are a popular guy tonight. I work with an Alameda native agent. It is a unique area that takes a personal touch. If you would like a referral please let me know. The ... more
0 votes Share Flag Mon Aug 16, 2010 Home Buying in 94501
Kirk Knight -…, Real Estate Pro in Alameda, CA
Kirk Knight - REALTOR answered:
How does it make sense to buy in CA, given the possibility of getting wiped out by an earthquake?
Eb,
If you were my client I could attempt to quantify your question and reduce it to a risk algorithm, but at the end of the analysis it's an emotional decision for you. "Can ... more
0 votes Share Flag Mon Aug 16, 2010 Home Buying in 94501
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