Home Buying in 94115 : Questions & Answers

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Sheryl Arndt, Real Estate Pro in California
Sheryl Arndt answered:
is it possible to have less than 20% down payment nowadays to buy a house?
Hello hinling, yes you may qualify for less down payment depending on home price and fico scores.

If you figure out what cities/zip codes you are considering, minimum number of bedro ... more
0 votes Share Flag Tue Apr 14, 2015 Home Buying in 94115
Susan Dakdduk, Real Estate Pro in San Francisco, CA
Susan Dakdduk answered:
I'd like to buy a permanent deeded parking spot (without associated housing). How would I go about this? How should I find sellers?
A condo building that has recently sold parking spaces without the housing units is in South Beach at Townsend and 2nd. There have been 4 sold in the past year between $80K & $85K ... more
0 votes Share Flag Sun Aug 31, 2014 Home Buying in 94115
Kathleen Gil…, Real Estate Pro in San Francisco, CA
Kathleen Gilheany answered:
I am the master tenant of a three bedroom apartment in SF. My relationship with one of my has soured, can I evict him if his 6 mo sublease is up?
A correctly executed master tenant sub tenant agreement is required. A primary component of this agreement, is that your housemate must have agreed to these terms prior to occupancy. ... more
2 votes Share Flag Wed Oct 31, 2012 Home Buying in 94115
LUXURY HOME…, Real Estate Pro in El Segundo, CA
Which neighborhood in SF is best for 900K for a family with 2 children?
Read your other post.

I would be happy to issue you a Preapproval Letter and give you an unbiased opinion on comps through DataQuick when you are seriously ready to find a new home ... more
0 votes Share Flag Sat Nov 13, 2010 Home Buying in 94115
Lance R King, Real Estate Pro in San Francisco, CA
Lance R King answered:
What are good areas in San Francisco to look at as a first time home buyer?

As others have pointed out, "good area," is a very subjective term. The first step is finding out what you can afford as that will frame your search as prices vary fa ... more
0 votes Share Flag Wed Jun 23, 2010 Home Buying in 94115
Christopher…, Real Estate Pro in San Francisco, CA
Christopher Pohlman answered:
Does anyone have a list of condo complexes in SF that have been approved for FHA loans?
Hi Spencer,

HUD (Housing and Urban Development) has a very user friendly site.

Click on this link and complete the information it asks for. Some condos that are not on the list ca ... more
0 votes Share Flag Fri Jun 18, 2010 Home Buying in 94115
Spencer, Home Buyer in 94115
Spencer answered:
I'm looking for a place in Lower Pacific Heights for around $600,000.00, any suggestions on where I should
dawn, I would expand you price target a bit. Most properties that are now sellng for about 20% under 1st list price. If you are looking to spend $600K at max, you may consider include ... more
0 votes Share Flag Fri Jun 4, 2010 Home Buying in 94115
Dianne Hicks, Real Estate Pro in San Diego, CA
Dianne Hicks answered:
Can a lender verify "likelihood of employment"?
They need to assure themselves of the risk they are taking when lending money. Although they are lending they have absolutely stepped up to make sure they think you are quali ... more
0 votes Share Flag Sun May 23, 2010 Home Buying in 94115
Rob Regan &a…, Real Estate Pro in San Francisco, CA
Rob Regan & Ciara Piron answered:
I'm buying a TIC, how much can I negotiate the finance broker on loan amount (normal is 1pt proc)
Assuming you are referring to fractional financiing on a TIC in a 3+ unit building, your options are pretty limited. There are only 5 or 6 TIC lenders who do fractional loans, and only ... more
1 vote Share Flag Sat Aug 30, 2008 Home Buying in 94115
Peter Brunton…, Real Estate Pro in San Francisco, CA
Peter Brunton, MBA answered:
Why are TIC loans so much higher? I got a rate of 7% for 7 year ARM for a TIC---does that sound high?
Hi Rebecca,

Simply put there is more perceived risk for the bank; thus the higher rate. Shop around though and ask friends if they have any specific contacts in the lending industry ... more
0 votes Share Flag Fri Aug 29, 2008 Home Buying in 94115
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