Home Buying in 92126 : Questions & Answers

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Michelle, Home Buyer in Indian River, MI
Michelle answered:
is it the responsibility of the seller to provide all HOA documents?
What recourse does one have if you request the by-laws prior to presenting an offer and they do not include the amendment? You put in an offer and are given another copy at closing ... more
0 votes Share Flag Thu Jan 8, 2015 Home Buying in 92126
Maryanne Jac…, Real Estate Pro in El Cajon, CA
Maryanne Jackson answered:
In Texas whos resposibility is to provide the propose buyer all HOA documents?
The seller needs to provide the buyer with all HOA docs, here in San Diego the docs are ordered during escrow by the escrow officer.
However, the charges are normally paid by the selle ... more
0 votes Share Flag Wed Nov 19, 2014 Home Buying in 92126
Reynaldo Rosa, Real Estate Pro in San Diego, CA
Reynaldo Rosa answered:
rent to own in 92126
This is a question I hear quite often. Structuring a Rent to own deal can be a very valuable way for people to achieve home ownership, although, the devil is in the detail. There are ... more
0 votes Share Flag Wed Oct 22, 2014 Home Buying in 92126
Joel Lobb, Real Estate Pro in Louisville, KY
Joel Lobb answered:
I currently have a conventional mortgage, can i use my VA loan to purchase a second home to live in and rent out my first home?
The VA does not limit the number of Kentucky VA guaranteed loans a veteran may have, however the VA does limit the amount of guarantee a veteran is entitled to. The veteran must have su ... more
0 votes Share Flag Mon Nov 11, 2013 Home Buying in 92126
Mark and Kari…, Real Estate Pro in San Diego, CA
Mark and Kari Shea answered:
Lease Option / Rent-to-own in Mira Mesa / PQ - help
Hi Richard,

Trevor has the facts correct. Furthermore, contracts for lease option to purchase are considerably more complex and and we would recommend using a real estate attorney r ... more
0 votes Share Flag Tue Jul 30, 2013 Home Buying in 92126
Patti Kane, Home Buyer in Boulder, CO
Patti Kane answered:
Can we buy a house without waiting for the waiting period of a short sale?
I had a short sale last year and my Realtor recommend http://www.cfs-mortgage.com/flex for a home loan. I am very happy to be able to purchase again.
0 votes Share Flag Mon May 13, 2013 Home Buying in 92126
Patricia Paul, Real Estate Pro in Tucson, AZ
Patricia Paul answered:
If i will apply for a house loan, how much salary do i have to have to get qualified?
Hi, Maria... Here's an easy way to figure it if you want just a ball park figure. Determine how much you want to pay for monthly mortgage payment, then divide that number by .28 ... more
0 votes Share Flag Tue Jun 29, 2010 Home Buying in 92126
Matthew A. B…, Real Estate Pro in Glendora, CA
Matthew A. Bartlett answered:
What to do if you are in escrow, and you find out there is a violation in the home?
Hello Buyer,

I'm guessing that you're referring to a code violation as well. The seller's do not have to know the code, nor bring the home up to code in order to sell ... more
0 votes Share Flag Wed Apr 14, 2010 Home Buying in 92126
Justin DeCes…, Real Estate Pro in La Jolla, CA
Justin DeCesare answered:
what does a 2 bedroom condo sell for in the 92126 area?
I figured 2 1/2 years have gone by, so why not update the sales info for Mira Mesa since 2007.

Since July of 2009, until TODAY 12/30/2009 There have been 72 2 bedroom condos sold in ... more
0 votes Share Flag Wed Dec 30, 2009 Home Buying in 92126
David and Ma…, Real Estate Pro in Los Olivos, CA
David and Marlene Macbeth answered:
So, the BPO was done and a negotiator is assigned. What is the role of the negotiator?
I am assuming you are talking about a short sale. The last short sale I did with Countrywide.l The request in submitted to the Lender for short sale. It is assigned to a Loan or Worko ... more
2 votes Share Flag Wed May 6, 2009 Home Buying in 92126
San-san Ward…,  in 92009
San-san Wardojo answered:
How long does it take for the bank to apporove a short sale offer that's been accepted by the seller?
just want to chime in that indeed, short-sale takes about 60 days to close. Be patient and hope you enjoy your new home!
0 votes Share Flag Tue Mar 31, 2009 Home Buying in 92126
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