Home Buying in 90006 : Questions & Answers

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Gregorio Den…, Real Estate Pro in San Diego, CA
Gregorio Denny answered:
My loan was pulled for a random QC audit and it occurred right before closing, Who can we complain to about the timing?
This is standard procedure, why would you think complaining would be the answer? When would one check for quality if not before closing?

I wish someone would do a QC audit on my fas ... more
0 votes Share Flag Sat Nov 23, 2013 Home Buying in 90006
Gail Mercedes…, Real Estate Pro in 90045
Gail Mercedes Cole-Trulia VIP answered:
Our loan was pulled for a random audit after QC, but right before closing, How long does this take why does it take place?
Kellie,

You have to check with the lender.
- Why was loan pulled for audit?
- How long does process take?
Hopefully, the loan will sail thru but if not the buyers and sellers hav ... more
0 votes Share Flag Fri Oct 4, 2013 Home Buying in 90006
Gail Mercedes…, Real Estate Pro in 90045
Gail Mercedes Cole-Trulia VIP answered:
What does it mean if your mortgage app gets stuck by an appraisal audit?
Hi Milo Ichi,

The loan is contingent on the subject properties value. Lenders determine property value based on appraisal. Hopefully, lender just did a ransom appraisal review and yo ... more
0 votes Share Flag Fri Oct 4, 2013 Home Buying in 90006
Gail Mercedes…, Real Estate Pro in 90045
Gail Mercedes Cole-Trulia VIP answered:
After my loan was FULLY approved, I received an email telling me that it got pulled for a quality audit 4 days before closing!! Is this right? Legally
Hi Lsavona21,

Lending guidelines are strict for the banks. I would check with lender about process and how long it will take. Are they reviewing total loan and what are their concern ... more
0 votes Share Flag Fri Oct 4, 2013 Home Buying in 90006
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