if an agent is "thinking possible short sale" - that isn't a "bad" thing, per se - it is being realistic with you! If you're going to come up short with the proceeds of the sale, you need to be prepared for that now..... I'd go with the agent who bothered to ASK what you owed on the house before discussing what you might net. Plus - in my area we need to disclose (on the MLS) if it is a short sale or even if it is a possibility ....not sure if that's the case in IL, but you might want to ask.... more
A good way to see what it may be worth if you were to try to sell it now, would be to find a few similar non foreclosure and non short sale homes nearby and see what they just sold for.
Zillow is usually off and trails behind the appreciating market.
The only true way to find out what a buyer would pay is to put it on the market. The rest is a lot of guesswork.... more
The question is quite difficult to understand. Either way...in order for you to know the financial qualification of the people who walk through your home, you would have either had to ask them (the buyer nor their agent are obligating to telling your until there is an offer and then their are only certain things they are obligated to tell you),they made an offer and have provided you with their current qualification status. Either way, I'm not certain what your question is and or how their financial qualifications came into play.
let me know if you have more of a specific question.... more