52806 : Questions & Answers

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Paul David H…, Real Estate Pro in 52722
Paul David Hiebing answered:
My mid score of 611 and my income to debt ratio is around 15%. I heard there are ways to get FHA qualified with scores below a 620. Is this vaild?
The real problem in the scenario that you describe is your credit score... 611 is a little too low for any legitimate lender (that I know of) to offer you a home loan. Especially with a ... more
0 votes Share Flag Wed Apr 3, 2013 Home Buying in 52806
Todd Seeman, Real Estate Pro in Davenport, IA
Todd Seeman answered:
Hello, I own a house that I want to sell. I have a very good friend I would like to sell it to. Can I sell it to him and co-sign the loan with him?
I agree with Paul's answer that you would have to own the home outright probably before that would be possible and the lease with the option to purchase would probably be the best bet f ... more
0 votes Share Flag Tue Mar 26, 2013 Home Buying in 52806
babybert0106, Home Buyer in Winter Haven, FL
babybert0106 answered:
Can someone cosign on a mortgage loan?
I want to buy a home and my credit is not good nor is my income to good. My mother is on disability can I use her income to help me but her credit is not good either?
0 votes Share Flag Fri Jan 11, 2013 Home Buying in 52806
Johannes (YO)…, Real Estate Pro in Davenport, IA
Johannes (YO) Phelps answered:
Are we verbally/legally committed to our friend realtor? We found a for sale by owner and have done the foot
Yes, I am. However, if someone else can learn from this that might be having the same issue then isn't that the point of the question and answer? Thank you for the concern though.
0 votes Share Flag Tue Jul 10, 2012 Home Buying in 52806
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