Home Buying in 46540 : Questions & Answers

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James Deskins, Real Estate Pro in 43082
James Deskins answered:
What do I need to have to pre qualify?
Pre-qualification is completely useless. Get Pre-APPROVED.
0 votes Share Flag Thu Aug 2, 2012 Home Buying in 46540
Shannon M Th…, Real Estate Pro in 46123
Shannon M Thomas answered:
Is it best to use a large bank or a private lender & what are the pros and cons?
Personally I think at this time local banks and lenders are the best to go with. The problem with the big banks is they use sometimes out of state appraisers and the appraisals in so m ... more
0 votes Share Flag Thu Sep 16, 2010 Home Buying in 46540
Marta Mohan -…, Real Estate Pro in Sugar Land, TX
Marta Mohan - Local Expert answered:
how long does it ordinarily take to do the underwriting for a mortgage after preapproval of credit, tax returns, check stubs?
As with everything in Real Estate it really differs by location, although throughout the country we have all felt the changes and additional delays in the past year or two. We can still ... more
0 votes Share Flag Thu Sep 9, 2010 Home Buying in 46540
Anh Boesch, Real Estate Pro in Gaithersburg, MD
Anh Boesch answered:
are gross or net earnings used to determine the 25% -30% rule for a morgage payment?
It's GROSS monthly income. However, there are two debt-to-income ratios often used by lenders. Most lenders look at monthly house payment (including loan payment, taxes, and ins.) ... more
0 votes Share Flag Wed Sep 1, 2010 Home Buying in 46540
Jody Jones, Real Estate Pro in Elkhart, IN
Jody Jones answered:
We are looking for a home in middlebury school district for sale land contract. We are hoping to find a newer home with payments 1200 per month or

Just curious, why would you want to buy on land contract? Also, do you have your present home up for sale?
My suggestion is to wait until you get your present home under cont ... more
0 votes Share Flag Fri Mar 5, 2010 Home Buying in 46540
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