I am from this area and I like it, However Realtors can not make any comments on Crime as it is subjective, In order to get the real scoop on crime, no matter where you are from is to contact local law enforcement... They work the areas everyday and have no restrictions on what they can say... So, that is the way to get the truth no matter where you want to live... more
As a retired realtor, I have to inform you that no licensed realtor will be able to tell you what your home is worth without physically seeing it. Yes, we could give you a rough estimate on the market conditions today vs. 2010 BUT that will have no bearing on your particular home's value.
Any licensed realtor will want to do a professional CMA and that entails visiting your home, taking note of any improvements, curb appeal, layout, appliances, etc. Ex: there could be 3 homes in 10605 with the same size lot and sq. ft. House #1 needs cosmetic upgrades, House #2 had recent renovation work done in the kitchen & bath, House #3 is a fixer upper. Even though all 3 homes are the same size, all 3 homes do not deserve to priced the same. Therefore, you need to schedule an appointment for a professional to visit your home.... more
Give me a call. I would be more than happy to do a market analysis for you, and see what its worth. If its not worth what you want, we can do a walk through of your home and see what we can do to improve the value. I'd be more than happy to help you!
Banks do not "charge" 20% down payment, rather it is a required amount of investment for you not to have pay PMI on the mortgage.
PMI - "If your down payment on a home is less than 20 percent of the appraised value or sale price, your lender will require you to get mortgage insurance. A mortgage insurance policy protects your lender in case you default on the payments."
There are other programs out there that allow you to buy a home with less money down of course..
Caliber Home Loans ahas been great working with buyers, call them.. tell Kaustuv I said to call!
Caliber Home Loans:
Senior Mortgage Consultant
It continues to be a Buyers Market for Port Isabel and the surrounding area. There are some lovely places that have been recently listed and appear to be priced to sell. If you have an interest, please contact me for further info!... more
Vilano Beach is an unincorporated area of St. Johns County just outside the city limits of Saint Augustine. Because it isn't in it's own official town the postal address is the nearest city Saint Augustine. That lot is in the North Beach section of Vilano which is a beautiful area. I work closely with a builder in the area and would be happy to give you an idea of what it would cost to build you a house there. Let me know if I can be of any assistance.