Financing in All Locations : Questions & Answers

change location

cancel or

Q&A

18,660
Larry Leroy, Home Buyer in New York, NY
Larry Leroy answered:
i need to buy a house how do i get the loan ?
Gets good money lending service today that is generally
reliable,safe ,filtered
by International Loan Agency and also Tested and Trusted. We give out loan for
Any purposes, if you ar ... more
0 votes Share Flag Sun Nov 9, 2014 Financing in Arlington
Robert Chome…, Real Estate Pro in San Diego, CA
Robert Chomentowski answered:
House prices in my are
You can do some of that research on Zillow or Property Radar, but the best tool for this is access to the MLS. And only Realtors have that access. With the MLS you can do detailed res ... more
0 votes Share Flag Sat Nov 8, 2014 Financing in Torrance
Natalie Casto, Real Estate Pro in 40299
Natalie Casto answered:
I need to talk to a good mortgage person to help me get my credit where it needs to be so I can buy. I have been renting and paying 900 a month.
A mortgage broker/loan officer can tell you about loan types available to people with less than perfect credit scores and a good one will even work hard to get you qualified if you are ... more
0 votes Share Flag Sat Nov 8, 2014 Financing in 40258
Dawn / Whole…, Other/Just Looking in Denver, CO
Dawn / Wholesale Lender answered:
What lenders can exclude pulling IRS 4506T tax transcripts. Calculate income off of W2s only and just pull IRS W2 transcripts?
We have a W-2 income only program where we just confirm the w-2 with the 4506t. If anyone needs it let me know . We're wholesale and correspondent lenders.

Dawn / Motive Lending / ... more
0 votes Share Flag Fri Nov 7, 2014 Financing in Bakersfield
Kevin  Mayhew, Real Estate Pro in 21047
Kevin Mayhew answered:
in a settlement given in my attorney 's name.. it it safe to accept an escrow check
If you are referring to monies that were placed into escrow to insure that work was performed on a property you are in the process of purchasing or selling, the answer is yes. You shoul ... more
0 votes Share Flag Fri Nov 7, 2014 Financing in 21225
Tammy Hayes, Real Estate Pro in Port Charlotte, FL
Tammy Hayes answered:
Looking for private lending. Have 10-15% down, 300k house, only income is wife.
Try Ed Buck at Annie Mac 239-470-9809
0 votes Share Flag Fri Nov 7, 2014 Financing in Sarasota
Josh Barnett, Real Estate Pro in Oklahoma City, OK
Josh Barnett answered:
My family and I have had a night mare when it comes to housing. we now currently quiafiy for public housing. " WHAT" , My rent is still $733.00 a mo/.
What ended up coming of this? Where you able to find a home?
0 votes Share Flag Fri Nov 7, 2014 Financing in 72227
Stacey Whiti…, Real Estate Pro in Duluth, GA
Stacey Whiting answered:
I'm looking to buy a home worth $70k. I have 40% down payment. My credit score is about580. My annual income in $45000
Hi Ms2115, I was wondering if you were able to purchase a home in the Lawrenceville area. If not I would love to provide you with my service to locate you a future home. You may reach ... more
0 votes Share Flag Thu Nov 6, 2014 Financing in 30043
billy_awesom…, Home Buyer in Ventura, CA
billy_awesome_english asked:
Getting a home loan using income from a foreign business I've owned with my non-US citizen wife a business for 12 years, and I'd like to be an absentee owner so I can return to the States. I'm a vet with an excellent credit score. I own free and…
0 votes Share Flag Thu Nov 6, 2014 Financing
Debbie Dutton, Real Estate Pro in 63131
Debbie Dutton answered:
I am planning on moving to St Louis in July 2015. I plan on going there in March to find a place. When is a good time to get pre-approval?
If you're coming in March, are you planning on trying to buy in March and close in June or July? If so, I would start working on finding the mortgage banker now and have the pre-approva ... more
0 votes Share Flag Thu Nov 6, 2014 Financing in Saint Louis
Gippy29, Real Estate Pro in Tampa, FL
Gippy29 answered:
Who is doing 100% new construction loans?
I am a small builder / investor...I do very few flips What I have done is carve out a nice little niche for myself building modular homes. Go to Zillow and look at my house at 2801 1/ ... more
0 votes Share Flag Thu Nov 6, 2014 Financing in Fort Myers
Debbie Dutton, Real Estate Pro in 63131
Debbie Dutton answered:
Looking for a 95% Jumbo loan in St Louis Mo
I suggest calling Dean Pilcher, VP at First Bank in the mortgage division. I know he has jumbo loans with 5% down for professionals. His telephone # is 314-205-3105. He's also a great l ... more
0 votes Share Flag Thu Nov 6, 2014 Financing in Saint Louis
Jenna Meyers…, Real Estate Pro in Roseville, CA
Jenna Meyerstein answered:
I am looking to make a second home purchase in the Sacramento/ Roseville area. Will it be easier to qualify?
It depends what type of loan you qualify for
0 votes Share Flag Thu Nov 6, 2014 Financing in 95678
John Burke, Real Estate Pro in Austin, TX
John Burke answered:
VA loan advice on purchasing a willed family home.
Hi Seaandand4,

This is kind of a tricky situation. VA will not allow a cash out refinance on a property that is free and clear so the only way to get this done with a VA mortgage is ... more
0 votes Share Flag Thu Nov 6, 2014 Financing in 07008
Keith Landis, Real Estate Pro in Pittsburgh, PA
Keith Landis answered:
Are loan ratios going to be more lenient since banks may no longer have to buy back bad loans?
FHA debt ratios are the most flexible of all loan programs with allowable ratios over 50%. If we are able to get an Approval through an Automated Underwriting System then you are good ... more
0 votes Share Flag Thu Nov 6, 2014 Financing in 17313
John Burke, Real Estate Pro in Austin, TX
John Burke answered:
LOAN STARTED AS AN VA LOAN AND WAS RE SUBMITTED FOR FHA APPROVAL WITH NO FHA CONT. IF THE LOAN IS DENIED DOES THE BUYER LOOSE THEIR EARNEST MONEY.
Hi Jblacktherealtor,

The first thing I would ask is why was the loan re-submitted as an FHA loan? The VA program is the best one available so there should be a seriously compelling r ... more
0 votes Share Flag Thu Nov 6, 2014 Financing
Rollin Gosney, Real Estate Pro in Canfield, OH
Rollin Gosney answered:
If a home says it is eligible for Homepath financing, can I use FHA to purchase the home? Don't know if it matters, but I am in Michigan.
Homepath financing has many benefits you should consider prior to choosing fha. First is that fha has pmi if you do not have 20% down, Homepath has no PMI. 3% down on Homepath, min 3.5 ... more
0 votes Share Flag Thu Nov 6, 2014 Financing in 48197
Rollin Gosney, Real Estate Pro in Canfield, OH
Rollin Gosney answered:
My fiancee and I have great credit and very low income (less the $25k/year combined) right now. Can we still buy a cheap home together? How?
Yes, depending on how much debt you have etc. Your best bet is to contact a local lender and ask them to pre-approve you for a loan. Good luck and keep working towards that American dre ... more
0 votes Share Flag Thu Nov 6, 2014 Financing in Ypsilanti
... 5 6 7 8 9 ...
Search Advice
Email me when…

Learn more

Meet the Trulia VIPs
George Rahi, Agent in Orlando
George Rahi
Agent
Orlando
Marilyn Seier, Agent in Birmingham
Marilyn Seier
Agent
Birmingham
Michael Bartus, Agent in Minneapolis
Michael Bartus
Agent
Minneapolis
Michelle Petty, Agent in Wexford
Michelle Petty
Agent
Wexford
Copyright © 2014 Trulia, Inc. All rights reserved.   |  
Have a question? Visit our Help Center to find the answer