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Dan Tabit, Real Estate Pro in Sammamish, WA
Dan Tabit answered:
My scores are 592 536 514. I owe about $2300.00 which is reported on my credit report. I need help to get a mortgage
Cassandra,
Until your middle score is at least 580 you won't have much luck. Even at that score your options are not guaranteed.
There are some things you can do to improve your s ... more
0 votes Share Flag Tue Aug 19, 2014 Financing in 46410
Bryan Horn, Real Estate Pro in Southern Pacific / R...
Bryan Horn answered:
Can Anyone Recommend a really good FHA 203k Lender ?
Wells Fargo and I do a lot of these 203k loans. Contact me at 858-805-5347 or

email bryan.horn@wellsfargo.com
0 votes Share Flag Tue Aug 19, 2014 Financing in Myrtle Beach
Bryan Horn, Real Estate Pro in Southern Pacific / R...
Bryan Horn answered:
Has anyone worked with the 203k home mortgage program in the state of Indiana? How have the banks simplified the concept of the 203k option?
The state where the loan/property is doesn't change the rules of the 203k loan process. Wells Fargo keeps the process fairly simple as we get the buyer pre-qualified first by getting t ... more
0 votes Share Flag Tue Aug 19, 2014 Financing
Bryan Horn, Real Estate Pro in Southern Pacific / R...
Bryan Horn answered:
non conventional mortgage lender? Trying to buy condo in, FL I had bankruptcy and foreclosure in 2010. Current credit score 670 have 20% down. Help!
Wells Fargo will allow your scenario on an FHA program. Please contact me at 858-805-5347
or email bryan.horn@wellsfargo.com
0 votes Share Flag Tue Aug 19, 2014 Financing in Orlando
Bryan Horn, Real Estate Pro in Southern Pacific / R...
Bryan Horn answered:
My credit score is 643 with transuion 589 with experien can I qualify go a home loan.My income is 67,000
Your third FICO score from Equifax will determine what your middle score is. Wells Fargo and I are lending in Arizona so contact me at 858-805-5347 or email

bryan.horn@wellsfargo.co ... more
0 votes Share Flag Tue Aug 19, 2014 Financing
Bryan Horn, Real Estate Pro in Southern Pacific / R...
Bryan Horn answered:
Looking at a small loan from my 401K to help with costs in purchase.The 401k loan requires a "Proof of Sale",when do I receive this?
You'll get the HUD or Closing Statement via email after funding from your loan agent or escrow agent. Be sure to keep this statement come tax time next year so you can have the numbers ... more
0 votes Share Flag Tue Aug 19, 2014 Financing in Gahanna
Bryan Horn, Real Estate Pro in Southern Pacific / R...
Bryan Horn answered:
Hi, I'm looking into pre-approval for a home loan for a family of seven with three disabled dependents. I am under the impression that FHA is good.
FHA and VA are the most forgiving when it comes to lower incomes and low/no down-payment. If you are a member of a qualified Union then Wells Fargo has a $500 gift card at closing.
0 votes Share Flag Tue Aug 19, 2014 Financing in Palmdale
Sheryl Arndt, Real Estate Pro in California
Sheryl Arndt answered:
I am a first time buyer, and i have heard of a program that I may be able to qualify for. What would I need?
Hello Natalie, it will be determined by your credit profile, debt to income ratios, fico scores and how much you want to invest into the down payment and closing costs. You may qualify ... more
0 votes Share Flag Tue Aug 19, 2014 Financing in 93552
Sheryl Arndt, Real Estate Pro in California
Sheryl Arndt answered:
where can i find a GOOD HONEST mortgage broker for the pamldale area that is been on the business for a while?
Hello Marcos, I have been an agent/broker/loan originator for over 22 years with no complaints on my BRE or NMLS licenses. I don't charge origination and can furnish a fee sheet to star ... more
0 votes Share Flag Tue Aug 19, 2014 Financing in Palmdale
Damuer, Real Estate Pro in Los Angeles, CA
Damuer answered:
95% LTV Jumbo loan needed with 5% down. -excellent credit, high income!
I can do 5% down with No MI on all Jumbos.

Call me.

I'll get it done.

Damuer H. Leffridge
First Option Lending International
3105388923
0 votes Share Flag Tue Aug 19, 2014 Financing in Los Angeles
Sheryl Arndt, Real Estate Pro in California
Sheryl Arndt answered:
what are some down payment assistance for firtst time buyers in my area. Madera Ca 93637
Hello Eddie, yes you may qualify FHA Access half percent down payment program from a minimum 580 fico score or CHDAP .5% half percent down payment program from a minimum 640 fico score. ... more
0 votes Share Flag Mon Aug 18, 2014 Financing in 93637
Elise Kimmel, Real Estate Pro in Weehawken, NJ
Elise Kimmel answered:
can anyone recommend a hard money lender in NJ or NYC?
The lender you choose should be extremely familiar with the property you are buying and the area. There are areas of the New Jersey waterfront that have had some litigations and your ... more
0 votes Share Flag Mon Aug 18, 2014 Financing in New York
George Raymo…, Real Estate Pro in Chino Hills, CA
George Raymondo answered:
I've looked at a HUD-1 form and I am still confused as to what are the specific items the title and settlement company can charge the buyer ?
Take a moment and call your Escrow Officer or Lender and ask them to provide an explanation for the line items. It's not that complicated and should take a few moments.
0 votes Share Flag Mon Aug 18, 2014 Financing in East Falls Church
Sally Grenier, Real Estate Pro in Boulder, CO
Sally Grenier answered:
Our third PA extension expired three business days ago. The sellers are upset and wont answer anyone. Are we free of the PA to explore other options?
Impossible to give you a good answer without knowing more details. You should be asking your Realtor these questions. Usually, if you've passed an important deadline (I have no idea wha ... more
0 votes Share Flag Mon Aug 18, 2014 Financing in Southfield
Lisa Markham, Real Estate Pro in Tucson, AZ
Lisa Markham answered:
Can anyone recommend a good tax accountant who specializes in real estate? I'm looking to purchase an investment property through a rollover IRA
Louis Ciurca and / or Anna Ciurca
Bottom Line Tax Accounting
7466 N. La Cholla Blvd.
Tucson, AZ. 85741
520.297.1210
http://bottomlineaz.com/home/392783
0 votes Share Flag Mon Aug 18, 2014 Financing in 85745
Lisa Markham, Real Estate Pro in Tucson, AZ
Lisa Markham answered:
do mortgage calculators give you the actual price you will be paying monthly or are there other "additional" dollars?
Hi Kim,

Unfortunately, unless you have all of the cold, hard facts, a mortgage calculators will only provide you with an estimated monthly payment for principal and interest.

In a ... more
0 votes Share Flag Mon Aug 18, 2014 Financing in 85749
Bryan Horn, Real Estate Pro in Southern Pacific / R...
Bryan Horn answered:
Looking to refinance a condotel loan for a 450 square foot unit that "some" might consider a studio instead of a one bedroom. Advice or suggestions?
Yes - Wells Fargo and I do loans on Condotels. CAll or email 858-805-5347 bryan.horn@wellsfargo.com
0 votes Share Flag Mon Aug 18, 2014 Financing in San Diego County
Bryan Horn, Real Estate Pro in Southern Pacific / R...
Bryan Horn answered:
My refi lender requires a copy of pending litigation between my HOA and a homeowner to insure it's not construction defect or suing the builder.
Send me the name of the HOA and the address of the unit and I'll check to see if Wells Fargo has approved any loans in that building in the last year.
0 votes Share Flag Mon Aug 18, 2014 Financing in 92123
Montanan, Real Estate Pro in Houston, TX
Montanan answered:
I am looking for second lien hard money lenders for Central Austin properties. Term one year or less. Total
I am a builder I need 38,000 as a 2ND lien hold to secure a 1st lien construction loan will pay 50% return on your money please CALL ME Montana AT 8328033625 OR EMAIL ME AT horsetree100 ... more
0 votes Share Flag Mon Aug 18, 2014 Financing in Austin
Jean-leon Ma…, Real Estate Pro in Camelback East, Phoe...
Jean-leon Magnotto answered:
I have very little cash and am looking to relocate to Apache Junction and need to buy with no down. Is there someone who could help me with some info?
Absolutely. There are several programs that can help you do just that. Feel free to click on my profile and call me directly, I'd be happy to help. Good luck !
0 votes Share Flag Mon Aug 18, 2014 Financing in 85120
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