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Dan Tabit, Real Estate Pro in Sammamish, WA
Dan Tabit answered:
How does your credit rating affect lease or rent w/ option or seller finanacing?
Jan,
I'm not clear to what you're asking but I'll try anyway. If you own a home and owe more than it's worth you can rent it for whatever amount you can get someone to pay, that is up ... more
0 votes Share Flag Mon Sep 15, 2014 Credit Score in 29605
JAN P REYNOL…, Renter in Irmo, SC
JAN P REYNOLDS asked:
How does your credit rating affect lease or rent w/ option or seller finanacing? Who can you sell your home to when its not worth the mortgage?
0 votes Share Flag Mon Sep 15, 2014 Credit Score
Gary Swank, Real Estate Pro in Pittsburgh, PA
Gary Swank answered:
My fiance's score is 598 and mine is 543 are they too low to purchase a home?
Possibly, but you need to discuss that with a licensed mortgage broker. Best of luck to you.
1 vote Share Flag Sat Sep 13, 2014 Credit Score in Pittsburgh
Keith Jean P…, Real Estate Pro in East Brunswick, NJ
Keith Jean Pierre answered:
Does anyone know where I can rent a nice home or townhome in the Mableton or Smryna, GA area for about 1000.00 - 1300.00 a month? Credit challenged
I would suggest you try the regular rental sites:

http://www.craigslist.com
http://www.apartments.com
http://www.trulia.com (Rentals Section)
http://www.zillow.com (Rentals Se ... more
0 votes Share Flag Fri Sep 12, 2014 Credit Score in Atlanta
Dan Tabit, Real Estate Pro in Sammamish, WA
Dan Tabit answered:
i have a really low credit how can i get it higher so me and and my family can buy a home the end of this year?
Pia,
DO NOT pay off old collections unless your loan officer tells you to. Paying off old collections will result in a lower score and put you further behind.
What you can do firs ... more
0 votes Share Flag Sun Sep 7, 2014 Credit Score
Mike Opyd, Real Estate Pro in Near North Side, Chi...
Mike Opyd answered:
What part of Chicago in a nice area don't really look at the credit score as much like I don't have over due balances or anything bad just?
Its really the discretion of the landlord and what they want to ask for. Maybe offer more months of rent up front or write a letter of explanation for the credit.
1 vote Share Flag Fri Sep 5, 2014 Credit Score in Chicago
Anna Brocco, Real Estate Pro in Nassau County, NY
Anna Brocco answered:
I have a 623 credit score can I qualify for a FHA loan? I live in South Florida!
Rather than relying on speculation, for a personalized answer visit with any licensed loan officer; be aware that there are other factors involved in determining mortgage qualification.
1 vote Share Flag Fri Sep 5, 2014 Credit Score in 53168
Tom McCollis…, Real Estate Pro in 46038
Tom McCollister answered:
I had filed bankruptcy over 2 yrs ago. Prior to filing, I sold a home on contract and I included it on my bk. Do I have to wait 3yrs to buy a home?
If your credit score is now where it would need to be for approval, it will depend on if it was a Chapter 7 or 13 on if you have to wait 1 year or 2 years. Contact me and we can talk i ... more
0 votes Share Flag Fri Sep 5, 2014 Credit Score in Indianapolis
allinoneclea…, Home Buyer in Waco, TX
allinonecleaning72 answered:
how long will it take to raise my credit score from 480 to 680,(legitimately)..?
Go to Score Sense pay $1.00 then unsubscribe and look at your Credit information. This will help you dispute anything you have pending or revolving. Etc. I'm currently doing that as we ... more
0 votes Share Flag Tue Sep 2, 2014 Credit Score in Fort Lauderdale
Tammy Hayes, Real Estate Pro in Port Charlotte, FL
Tammy Hayes answered:
I have two credit issues I need fixed and not sure how to fix them.
There are companies that will help you clear up your credit. Just look online.
0 votes Share Flag Fri Aug 29, 2014 Credit Score
Troy Erickson, Real Estate Pro in Chandler, AZ
Troy Erickson answered:
I am looking to rent a home in chandler or Gilbert.
aaa,

Morgan has provided you with some great information regarding your question. I would just like to add that hopefully you are working to improve that credit score so it will not ... more
0 votes Share Flag Fri Aug 22, 2014 Credit Score in 85249
Howellp2, Home Buyer in Hershey, PA
Howellp2 answered:
Can I get a USDA loans or fha loan with a credit score of 633?
what does your credit score need to be to purchase a home for 260.000.00? Right now it is 585.
Husbands is 589. Had to file bankruptcy in 2010 has already been discharged. Need your ... more
0 votes Share Flag Wed Aug 20, 2014 Credit Score in Hershey
joycebates, Home Buyer in Mesquite, TX
joycebates asked:
WHAT"S THE SCORE TO GET PREQUALIFIED FOR A LOAN?
0 votes Share Flag Tue Aug 19, 2014 Credit Score
Rafael, Renter in 10031
Rafael asked:
Good evening, I will be relocating from the Virginia Beach area. Are there any studio/1BR that do not require a credit check? I will be attending school full-time and utilizing my Montgomery GI Bill so I am looking for something in the $1000-1400 range. Thank you
0 votes Share Flag Tue Aug 19, 2014 Credit Score in Harlem
Micah Matson, Real Estate Pro in 35613
Micah Matson answered:
Do I need to have a higher credit score if I look to rent through an agency?
Not all rental owners use the credit score, so it depends on which rental agency.
0 votes Share Flag Thu Aug 14, 2014 Credit Score
Micah Matson, Real Estate Pro in 35613
Micah Matson answered:
our credit score is poor, we need a rent t0 own home credit score 560
That is a possibility and is up to the seller.
1 vote Share Flag Tue Aug 12, 2014 Credit Score in 75034
Bengalbroker, Renter in Plano, TX
Bengalbroker answered:
Low credit score, high income, no debt, enough savings for 20% down. Can I qualify for a conventional loan?
Hello,

there are various programs to assist individuals in your situation. As well, each situation is different, so the way lenders approach your financial situation to make a decisi ... more
1 vote Share Flag Sat Aug 9, 2014 Credit Score in 75034
Anna Brocco, Real Estate Pro in Nassau County, NY
Anna Brocco answered:
what percent does a real estate agent get for selling home?
Commissions are always negotiable between you and your agent, there are no set standards; therefore choose your agent with care and not by commission alone....
1 vote Share Flag Thu Aug 7, 2014 Credit Score
Laura Goins, Renter in Perry, GA
Laura Goins answered:
Hello..I have a credit score of 588 and my husbands is 587. We both make over 100k a year. Would we qualify for a home loan?
i think that you should be able to...my cousin got a loan with USDA and her credit was around where yours is...when my husband and i thought of buying a few months ago we were told 540 ... more
0 votes Share Flag Sat Aug 2, 2014 Credit Score in Los Angeles
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