Trulia Voices – A Community of Locals & Experts
Find Your Community
We couldn't find that location. Please try again.
Get Expert Advice

Credit Score in All Locations : Questions & Answers

change location

cancel or

Q&A

1,404
Audrey Felts, Real Estate Pro in Baltimore, MD
Audrey Felts answered:
looking for assistance in renting a 3 bedroom home or apartment. I have 2 kids, currently have a bankruptcy and bad credit.I need some help please
Were you able to have someone co-sign on your lease? I have worked with renters who have bad credit before. There are a few options I can discuss with you.

Feel free to contact me, a ... more
0 votes Share Flag A few minutes ago Credit Score in Baltimore
Christopher…, Real Estate Pro in Westchester, NY
Christopher Pagli - ABR, GREEN answered:
Ive been trying to raise my credit score, payments are all on time, 25 yrs on job, how can I get it to at least 600, do I pay cc off, will that help
If you have credit lines then don't use more then one third of your available credit at one time, pay on time, never miss a payment, and patiently wait. It's good to have a few open ac ... more
0 votes Share Flag A few hours ago Credit Score in Wixom
matt, Real Estate Pro in Dallas, TX
matt answered:
Va home loan with 580 credit score
RH Lending offers VA & FHA Financing with credit scores down to a 580. Leonard Ujkic is your go to guy.

Leonard Ujkic
214-432-9047
www.rhlend.com
0 votes Share Flag Thu Jul 10, 2014 Credit Score in Oklahoma
Scott Godzyk, Real Estate Pro in Manchester, NH
Scott Godzyk answered:
How to fix bad credit?
Credit can not be FIXED especially if it is correct but can be improved. Start by getting a free pre-qualification from a local and trusted loan officer. Make sure what is n your credit ... more
0 votes Share Flag Thu Jul 10, 2014 Credit Score in San Antonio
Rachele Funk, Real Estate Pro in 85326
Rachele Funk answered:
How to improve your credit?
You will definitely want to find a great Realtor and mortgage broker in your area. They can assist you in the process. In the meantime, pay every bill on time. Pay off low balances a ... more
0 votes Share Flag Wed Jul 9, 2014 Credit Score in Philadelphia
Carolann, Home Buyer in Rochester, NY
Carolann asked:
I am in MN am looking for a lender that will finance with a 635 and 583 credit score. I am open to UD, FHA, and Conventional. We are planning to purchase a home and found out our current mobile home mortgage is reporting twice on our credit report and it is also saying we had a late payment when we did not!! I…
0 votes Share Flag Tue Jul 8, 2014 Credit Score in Stewartville
Sue Roddy, Real Estate Pro in 77014
Sue Roddy answered:
I am looking for a rental home,not apartment I have bad credit due to divorce,I do make 60,000 a year and have good rental history.any suggestions?
Bad credit will not automatically prevent you from renting. If you are still looking for a property contact me and I can see what is available.

susan.roddy@century21.com
0 votes Share Flag Mon Jul 7, 2014 Credit Score in 77073
James Tiernan, Real Estate Pro in Grayslake, IL
James Tiernan answered:
I have a credit score below 525..... but I got a great paying job... How do I get into a decent or nice apartment?
Fixing your credit score takes time. I have a great team of people who will help get you to the right track and together we can start the journey to home ownership for you and your fam ... more
0 votes Share Flag Mon Jul 7, 2014 Credit Score in Libertyville
Elizabeth Bo…, Real Estate Pro in Cambridge, MA
Elizabeth Bolton answered:
What's more important for renting?
A landlord or leasing agent will want to see an income sufficient to pay the rent so income definitely matters as does good credit since it is evidence that you pay your obligations on ... more
0 votes Share Flag Sun Jul 6, 2014 Credit Score in 11714
Jessica Bate…, Real Estate Pro in Los Angeles, CA
Jessica Bateman answered:
Is a credit score of 640 good enough to qualify for an FHA loan in Kansas?
Yes it is.. There are lenders that require a 580-600 credit score for FHA loans. I've had some clients get approved by The Lenders Network with low scores so I'd check with them first. ... more
0 votes Share Flag Fri Jul 4, 2014 Credit Score in Lindenwood
sferrell72, Renter in Littleton, CO
sferrell72 asked:
I am disabled and have bad medical credit. I am willing to pay 3 months up front plus the deposit of course. Please give me a chance, all it have is bad medical credit that is hurting me. Call @ 720-389-5522.
0 votes Share Flag Fri Jul 4, 2014 Credit Score in Highlands Ranch
Jessica Bate…, Real Estate Pro in Los Angeles, CA
Jessica Bateman answered:
can I get a fha loan with credit score 611?
There are still some lenders that require just a 580 score for an FHA loan but lenders will look at more than just your credit score when considering you for a mortgage. If you have exc ... more
0 votes Share Flag Sun Jun 29, 2014 Credit Score
David James, Real Estate Pro in Dallas, TX
David James answered:
We need help finding someone to help us get preapproved with our 580 credit score here in Illinois, anyone who can help???
Yes! There are FHA loans available to people with a 580+ credit score.. We are partnered with several reputable lenders that can work with your credit score. Feel free to email me or vi ... more
0 votes Share Flag Sat Jun 28, 2014 Credit Score in Broadmoor/Sherwood
Vino Alonzo, Real Estate Pro in San Antonio, TX
Vino Alonzo answered:
i have a new fha loan my equity is over 20% my scores are 739 trans 710 Experian 685 eqfx could i get into a conventional loan,my debt to income 35%
Yes, but there are some caveats.

Your debt ratio on a conventional loan needs to be 45% or below (including the new mortgage payment). If you can achieve this without having to use ... more
0 votes Share Flag Thu Jun 26, 2014 Credit Score in San Antonio
Scott Godzyk, Real Estate Pro in Manchester, NH
Scott Godzyk answered:
Can anyone recommend a good credit repair service that is affordable and also licensed with the Texas Secretary of State?
There is nothing you can pay for that you can not do yourself. Start by simply making sure you are paying everything on time, get your balances to below half of what your credit limits ... more
0 votes Share Flag Thu Jun 26, 2014 Credit Score
TERRY MCCARL…, Real Estate Pro in Cape Coral, FL
TERRY MCCARLEY, CDPE, SRES answered:
2 CR no judgmnt, then title search and 1 judgment against both hubby/I from 07. We sold on short sale, but that wasn't credited, how to remove asap?
I agree with Josh. Contact the entity reporting the wrong information to get this corrected.
0 votes Share Flag Mon Jun 23, 2014 Credit Score in South Bend
Diana Walton, Real Estate Pro in Katy, TX
Diana Walton answered:
Are there any lenders willing to work with a credit score under 600? We have the income and are working on our credit.
Good morning Carla, I work with two lenders that will be able to work with your credit score as is. Please contact me:

Diana Walton
Champion Real Estate Group
281.923.1118
0 votes Share Flag Mon Jun 23, 2014 Credit Score in 77449
Tiffany, Home Buyer in Cedar Rapids, IA
Tiffany asked:
Below average credit score and USDA? Does a co-signer help? I am hoping to purchase a home soon, but am worried that my credit score will not be acceptable. I am currently sitting at a FICO of 600. I filed bankruptcy over 3 years ago (ch. 7) and…
0 votes Share Flag Mon Jun 23, 2014 Credit Score in Anamosa
1 2 3 4 5 6 7 ...
Search Advice
Email me when…

Learn more

Meet the Trulia VIPs
Bill Maliszewski, Broker in Raleigh, NC
Bill Maliszewski
Broker
Raleigh, NC
Joann Whitworth, Agent in Gainesville, FL
Joann Whitworth
Agent
Gainesville, FL
Martha Cornelius, Agent in Gainesville, FL
Martha Cornelius
Agent
Gainesville, FL
Copyright © 2014 Trulia, Inc. All rights reserved.   |  
Have a question? Visit our Help Center to find the answer