Financing in Yuba City : Questions & Answers

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P.Nantell, Home Buyer in Sacramento, CA
P.Nantell answered:
In a 203k loan. Can the seller of the home finance me the 3.5% down payment for the loan from the bank?
I'm just a prospective buyer looking for a safe location and a 2+bd/2+ba, 2 car garage etc. That said, I have absolutely no experience in Lender policy, however, the last thing I would ... more
0 votes Share Flag Tue Oct 1, 2013 Financing in Yuba City
FHA 203k Mor…, Real Estate Pro in California
FHA 203k Mortgage Lender answered:
in a 203k streamline loan, does the down payment have to include title insurance or the loan origination fees?
Like already mentioned in the other answers...minimum 3.5% down payment is required.
The origination and title fees you mentioned are part of the closing cost not the down payment.
Th ... more
0 votes Share Flag Mon May 30, 2011 Financing in Yuba City
Scott Thiel,…, Real Estate Pro in Rocklin, CA
Scott Thiel, GRI answered:
I was able to get a loan modification with the Making Homes Affordable Plan. Unfortunately, I suffered a heart attack, went into a coma and

A deed in lieu of foreclosure is PERHAPS an option. That is what you were rreferring to in "handing the bank the keys". As you qualified in the loan mod (congra ... more
0 votes Share Flag Fri Sep 25, 2009 Financing in Yuba City
Jim Walker, Real Estate Pro in Carmichael, CA
Jim Walker answered:
Help...I owe 250,000. on first and 84,000.00 on is now worth maybe 217,000. I have a 6.3% on first and 9.1% on second...
Note to posters:

Panic posted a similar question once before, He stated his income is half what it used to be and that his panic stems from having gotten a divorce.

According t ... more
0 votes Share Flag Fri Sep 11, 2009 Financing in 95991
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