The origination and title fees you mentioned are part of the closing cost not the down payment.
Th ... more
A deed in lieu of foreclosure is PERHAPS an option. That is what you were rreferring to in "handing the bank the keys". As you qualified in the loan mod (congra ... more
Panic posted a similar question once before, He stated his income is half what it used to be and that his panic stems from having gotten a divorce.
According t ... more