Yes there are a couple of townhomes, but they're for sale.
Do you need to work on your credit score in order to get a loan? That area has held up well throughout the market! I've sold many homes in that area. You'd be getting a great deal on one in particular right now, its a foreclosure.
Contact me if you'd like more info on bringing your credit score up. Have an awesome day!
I am a Mortgage Consultant in the KCMO market. The first time home buyer (not having ownes a primary residence in the most recent 3 years) programs that are available are... 1) the Kansas City Dream program which allows up to a 20% gift by the municipality of Kansas City provided that the property is located with in the designated census tract, Like wise the Missouri Housing Developement Commision is also providing a 2nd mortgage (vs a grant) up to $15,000.00 or 20% which ever is less with a maximum purchase price of $150,000.00 at a 6% interest rate. Both of these programs are income qualified. Only the MHDC program is available state wide.
The best thing with the programs is that the buyers can still take advantage of the 10% tax credit up to $8,000.00. However, both programs currently are without funding presently. MHDC in the mean time can be used as a monetizing vechical for the 10% tax credit to allow the "first time home buyer" to use the tax credit as their down payment with FHA financing.... more